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425 E Phillips St, Odessa, MO 64076 Property Records

Lafayette County property record for 425 E Phillips St, Odessa, MO 64076 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage1,190 sqft Living Area
Lot Size8,882 sqft (0.204 acres)
OccupancyOwner Occupied
Last Sale$165,400 (2019)
Tax Bill$2,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-1.0-01-4-001-001.110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,190 sqft Living Area
Basement Area1,190 sqft Basement
Finished Basement1,190 sqft Finished
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,882 sqft (0.204 acres)
Lot Dimensions120 ft deep x 74 ft wide
PorchSlab
Porch Area28 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address425 E PHILLIPS ST
CityODESSA
StateMO
Zip64076-9795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 JENNINGS 4TH ADDN PHASE I; 814-1028, 873-211, 2011DR3058, 2017DR3028, 2019DR3512, 2021DR5734, 2022DR6048
Legal Range28
Legal Township48
Legal Section01
Legal SubdivisionJINNINGS 4TH ADDITION
Legal PhaseI
Legal Lot Number11
JurisdictionLAFAYETTE MO
Township / Civil DivisionSNI-A-BAR
Census Block Group4
Census Block4013
Census Tract90601

Owner

Source: Lafayette County records · APN 23-1.0-01-4-001-001.110

Assessment roll updated October 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 E PHILLIPS ST, ODESSA, MO 64076-9795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PREMIER MORTGAGE RESOURCES
Sep 09, 2011Deed of Trust, Mortgage · Conventional Mortgage
MEGASTAR FINANCIAL CORP
Dec 21, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 19, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 10, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Prior SaleSep 08, 2011
Deed Document Number2019DR3512
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address425 E PHILLIPS ST, ODESSA, MO 64076-9795
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021DR6224
DateNov 19, 2021
Instrument2021DR6224
Lender
NamePREMIER MORTGAGE RESOURCES
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address425 E PHILLIPS ST, ODESSA, MO 64076-9795
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyFIRST UNITED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E PHILLIPS ST, ODESSA, MO 64076-9795

Mortgage

Document Number2011DR3069
DateSep 09, 2011
Instrument2011DR3069
Lender
NameMEGASTAR FINANCIAL CORP
TypeSeller
Address1080 CHEROKEE ST, DENVER, CO 80204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2041

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address425 E PHILLIPS ST, ODESSA, MO 64076-9795
Transaction TypeMortgage
Record UpdatedMay 17, 2024
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022DR6076
DateDec 21, 2022
Instrument2022DR6076
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateDec 19, 2022
Property Address425 E PHILLIPS ST, ODESSA, MO 64076-9795
Document Number2022DR6048
Instrument DateDec 16, 2022
Instrument2022DR6048
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E PHILLIPS ST, ODESSA, MO 64076-9795

Mortgage

Document Number2022DR6076
DateDec 19, 2022
Instrument2022DR6076
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateSep 10, 2019
Property Address425 E PHILLIPS ST, ODESSA, MO 64076-9795
Document Number2019DR3512
Instrument DateSep 06, 2019
Instrument2019DR3512
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyMCCAFFREE-SHORT TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E PHILLIPS ST, ODESSA, MO 64076-9795

Mortgage

Document Number2019DR3513
DateSep 10, 2019
Instrument2019DR3513
Lender
NameLEADERONE FINANCIAL
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityOdessa City
Unified School DistrictOdessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,240.00$30,246 (+14%)$159,190 (+14%) Land $15,490 Building $143,700
2023$26,531$139,637 Land $13,587 Building $126,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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