425 E Nelson St, Denison, TX 75021 Property Records

Grayson County property record for 425 E Nelson St, Denison, TX 75021 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details983 sqft · built 1920
Lot Size0.297 acres (12,963 sqft)
OwnerIndividual Name on File
Tax Bill$4,266 (2024)
Deeds & MortgagesApr 2019 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND026 3102103

Property Details

APN / Parcel Number

Primary APND026 3102103
Alternative APN
  • 146357

Interior

Building Area983 sqft Living Area
1st Floor Area983 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2012
Lot Area12,963 sqft (0.297 acres)
Lot Dimensions61 ft deep x 213 ft wide
PorchOpen Porch
Porch Area175 sqft

Location & Zoning

Account Number146357
Old Parcel NumberD026 3102103
Street Address425 E NELSON ST
CityDENISON
StateTX
Zip75021-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL G R & T, BLOCK PT 35, 210X25X215X97,, ACRES .2976 210X25X215X97,
Legal SubdivisionL G R & T
Legal Block35
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2001
Census Tract200

Owner

Source: Grayson County records · APN D026 3102103

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address425 E NELSON ST, DENISON, TX 75021-4831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jan 31, 2020Vendor's Lien, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jan 28, 2019Warranty Deed, Construction Loan · Line of Credit
INDEPENDENT BK
Mar 09, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2020
Deed SaleJan 31, 2020
Prior SaleJun 05, 2013
Deed Document Number2020-2682
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address425 E NELSON ST, DENISON, TX 75021-4831
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008743
DateApr 18, 2019
Instrument2019-00008743
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

January 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateJan 31, 2020
Property Address425 E NELSON ST, DENISON, TX 75021-4831
Document Number0000002682
Map ReferenceVOL 5962 PG 495
Instrument DateJan 31, 2020
Instrument2020-00002682
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 N AUSTIN AVE, 1001, DENISON, TX 75020-2340

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E NELSON ST, DENISON, TX 75021-4831

Mortgage

Document Number0000002683
DateJan 31, 2020
Instrument2020-00002683
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

January 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateJan 28, 2019
Property Address425 E NELSON ST, DENISON, TX 75021-4831
Document Number0000001956
Instrument DateJan 25, 2019
Instrument1956
Transaction TypeConstruction Loan
Record UpdatedFeb 12, 2019
Title CompanyGRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 N AUSTIN AVE DENISON TX 750202340, DENISON, TX 75020-2340

Mortgage

Document Number1957
DateJan 28, 2019
Instrument1957
Lender
NameINDEPENDENT BK
TypeBank
AddressSHERMAN, TX 75091-0788
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 27, 2020
Interest
Rate TypeAdjustable Rate

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMar 09, 2017
Property Address425 E NELSON ST, DENISON, TX 75021-4831
Document Number0000004920
Book / Page005962 / 000495
Instrument DateMar 09, 2017
Instrument4920
Transaction TypeTransfer
Record UpdatedMay 23, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2306 LOY LAKE RD DENISON TX 750207140, DENISON, TX 75020-7140

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$159,516 (-9.77%) Land $45,628 Building $113,888$159,516 (-9.77%) Land $45,628 Building $113,888
2024$4,266.00 (+8.33%)
2023$176,788 Land $25,407 Building $151,381$176,788 Land $25,407 Building $151,381
2022$3,938.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · above 16% of Texas
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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