425 E Main St, Sparta, IL 62286 Property Records

Randolph County property record for 425 E Main St, Sparta, IL 62286 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	13,068 sqft (0.3 acres)
Last Sale	$28,000 (2021)
Tax Bill	$249.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-071-006-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	425 E MAIN ST
City	SPARTA
State	IL
Zip	62286-1419
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	642/01 781/587 2015R04039 2016R00053 (16-79-1) 2021R04366 2021R04846 LOT 1 BLK 1 W R BORDER'S FIRST ADDITION
Legal Subdivision	BORDER'S FIRST ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	RANDOLPH IL
Minor Civil Division	SPARTA
Census Blockgroup	1
Census Block	1048
Census Tract	950600

Owner

Source: Randolph County records · APN 19-071-006-00

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 E MAIN ST, SPARTA, IL 62286-1419
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME LOAN EXPERT LLC
Nov 12, 2021	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Doc Number	20214846
Prior Transfer Date	Mar 09, 2020
Prior Transfer Doc	2021R04366
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Dec 20, 2021
Property Address	425 E MAIN ST, SPARTA, IL 62286-1419
Document Number	2021R04846
Map Reference	BK 42 PG 216
Instrument Date	Dec 15, 2021
Instrument	2021R04846
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	435 E MAIN ST, SPARTA, IL 62286-1419
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R04847
Date	Dec 20, 2021
Instrument	2021R04847

Lender

Name	HOME LOAN EXPERT LLC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

Mortgage

Document Number	2021R04848
Date	Dec 20, 2021
Instrument	2021R04848

Lender

Name	HOME LOAN EXPERT LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH IL
Recording Date	Nov 12, 2021
Property Address	425 E MAIN ST, SPARTA, IL 62286-1419
Document Number	2021R04366
Map Reference	PB E PG 14 1/2
Instrument Date	Mar 09, 2020
Instrument	2021R04366
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Document Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 E MAIN ST, SPARTA, IL 62286-1419

Tax Assessment & Valuation

Source: Randolph County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Sparta City
Unified School District	Sparta Community Unit School District 140 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,815 (+6.83%) Land $2,815	$8,445 (+6.83%) Land $8,445
2024	$249.00 (+7.33%)	$2,635 (+7.55%) Land $2,635	$7,905 (+7.55%) Land $7,905
2022	$232.00	$2,450 Land $2,450	$7,350 Land $7,350

Flood & Wildfire

425 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Randolph County (17157C), updated August 18, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

425 E Main St, Sparta, IL 62286 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

November 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on E Main St

Nearby Streets

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