425 E Main St, Coldwater, OH 45828 Property Records

Mercer County property record for 425 E Main St, Coldwater, OH 45828 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1910
Square Footage1,828 sqft Total Area
Lot Size3,364 sqft (0.077 acres)
Last Sale$130,000 (2021)
Tax Bill$1,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-056200.0000
Alternative APN
  • 08-34-109-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,828 sqft Total Area
Basement Area457 sqft Basement
Unfinished Basement457 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single Style
Lot Area3,364 sqft (0.077 acres)
Depth X Width58 ft x 58 ft Depth x Width

Location & Zoning

Street Address425 E MAIN ST
CityCOLDWATER
StateOH
Zip45828-1724
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionCITIZENS ADD LOT 188 E 1/2 & E 1/2 189 RTS: 000-00-00 LOT#: 188
Legal SubdivisionCITIZENS ADD
Legal Lot Number188
JurisdictionMERCER OH
Minor Civil DivisionBUTLER
Census Blockgroup4
Census Block4022
Census Tract967700

Owner

Source: Mercer County records · APN 05-056200.0000

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1111 BUCKEYE DR, COLDWATER, OH 45828-2012
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
STATE HENRY BANK
Nov 19, 2021Warranty Deed, Transfer · Line of Credit
THE ST HENRY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Deed Doc Number20217074
Prior Transfer DateMar 20, 2009
Prior Transfer Doc0000002271
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Recording DateMay 15, 2026
Property Address425 E MAIN ST, COLDWATER, OH 45828-1724
Document Number0000002214
Instrument DateMay 08, 2026
Instrument20262214
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address1111 BUCKEYE DR, COLDWATER, OH 45828-2012

Mortgage

Document Number0000002214,
DateMay 15, 2026
Instrument20262214
Lender
NameSTATE HENRY BANK
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term240 Months
DueMay 08, 2046
Interest
Rate6.37%
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateNov 19, 2021
Property Address425 E MAIN ST, COLDWATER, OH 45828-1724
Document Number202100007074
Instrument DateNov 16, 2021
Instrument202100007074
Transaction TypeTransfer
Record UpdatedNov 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 BUCKEYE DR, COLDWATER, OH 45828-2012

Mortgage

Document Number202100007075
DateNov 19, 2021
Instrument202100007075
Lender
NameTHE ST HENRY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 16, 2046

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,206.00$35,360 (-) Land $9,700 Building $25,660
2024$1,206.00 (+1.86%)$35,360 (-) Land $9,700 Building $25,660
2023$1,184.00 (+8.03%)$35,360 (+21.39%) Land $9,700 Building $25,660$101,000 (+21.39%) Land $27,700 Building $73,300
2022$1,096.00$29,130 Land $4,800 Building $24,330
2020$83,200 Land $13,700 Building $69,500

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