425 E Laurel St, Fort Collins, CO 80524 Property Records

Larimer County property record for 425 E Laurel St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,250 sqft · built 1903
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$1,297,000 (Jun 2025)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97132-16-006`

Property Details

APN / Parcel Number

Primary APN	`97132-16-006`
Alternative APN	`R0055000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Basement Area	1,227 sqft
Finished Basement	1,227 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1903
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	780 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0055000
Old Parcel Number	9713216006
Street Address	425 E LAUREL ST
City	FORT COLLINS
State	CO
Zip	80524-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 157, GALLIGANS SUB OF BLK 157 & 167, FTC
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	NW
Legal Subdivision	FTC BLK 157
Legal Block	157,167
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1016
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Laurel School Historic District listed 1980 · 549 contributing resources · NRIS 80000909

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

425 E Laurel St is owned and occupied by an individual who bought it in June 2025.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	425 E LAUREL ST, FORT COLLINS, CO 80524-3153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage THE CITY OF FORT COLLINS
Nov 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EM REAL ESTATE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Nov 4, 2020
Deed Document Number	20250024331
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	425 E LAUREL ST, FORT COLLINS, CO 80524-3153
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E LAUREL ST, FORT COLLINS, CO 80524-3153

Mortgage

Document Number	0000072433
Date	Dec 15, 2022
Instrument	20220072433

Lender

Name	THE CITY OF FORT COLLINS
Type	Government Agency
Address	FORT COLLINS, CO 80521

Agreement

Amount	Amount on Record

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Nov 4, 2020
Property Address	425 E LAUREL ST, FORT COLLINS, CO 80524-3153
Document Number	0000091708
Instrument Date	Oct 28, 2020
Instrument	20200091708
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E LAUREL ST, FORT COLLINS, CO 80524-3153

Mortgage

Document Number	0000091709
Date	Nov 4, 2020
Instrument	20200091709

Lender

Name	EM REAL ESTATE SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 425 E Laurel St was $5,488.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,488.00	$61,326 Land $3,813 Building $57,513	$981,200 Land $61,000 Building $920,200
2023	$5,448.00 (+31.79%)	$70,069 (+60.03%) Land $4,087 Building $65,982	$1,045,800 (+66%) Land $61,000 Building $984,800
2022	$4,134.00	$43,786 Land $4,240 Building $39,546	$630,000 Land $61,000 Building $569,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 425 E Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 E Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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