425 E Division St, Coal City, IL 60416 Property Records

Grundy County property record for 425 E Division St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1897
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Apr 2018)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-126-006`

Property Details

APN / Parcel Number

Primary APN	`09-02-126-006`

Interior

Building Area	1,696 sqft Total Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	425 E DIVISION ST
City	COAL CITY
State	IL
Zip	60416-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS SUB OF PT N1/2 NW1/4 SEC 2-32-8, W1/2 LT 4 & ALL LT 5 BLK 2 SEC 2-32-8
Legal Range	08W
Legal Township	32N
Legal Section	02
Legal Subdivision	ASSESSORS SUBDIVISION
Legal Block	2
Legal Lot Number	4-5
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	2
Census Block	2009
Census Tract	800

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	375 S MAZON ST, COAL CITY, IL 60416-1513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK
Mar 29, 2019	Loan Modification, Mortgage GRUNDY BK
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit GRUNDY BK
Apr 5, 2018	Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	2018576612
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	425 E DIVISION ST, COAL CITY, IL 60416-1653
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDILITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000580929
Date	Oct 31, 2018
Instrument	580929

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	425 E DIVISION ST, COAL CITY, IL 60416-1653
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000594573
Date	Aug 3, 2020
Instrument	594573

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	425 E DIVISION ST, COAL CITY, IL 60416-1653
Document Number	0000583799
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 E NORTH ST COAL CITY IL 604161265, COAL CITY, IL 60416-1265

Mortgage

Document Number	0000583799
Date	Apr 17, 2019
Instrument	583799

Lender

Name	GRUNDY BK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	425 E DIVISION ST, COAL CITY, IL 60416-1653
Document Number	0000581277
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E DIVISION ST COAL CITY IL 604161653, COAL CITY, IL 60416-1653

Mortgage

Document Number	0000581277
Date	Nov 15, 2018
Instrument	581277

Lender

Name	GRUNDY BK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 5, 2018
Property Address	425 E DIVISION ST, COAL CITY, IL 60416-1653
Document Number	0000576612
Instrument Date	Apr 4, 2018
Instrument	576612
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 S MAZON ST, COAL CITY, IL 60416-1513

Mortgage

Document Number	0000576613
Date	Apr 5, 2018
Instrument	576613

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+21.99%)	$51,764 (+21.99%) Land $12,811 Building $38,953	$155,292 (+21.99%) Land $38,433 Building $116,859
2022	$3,033.00	$42,434 Land $10,502 Building $31,932	$127,302 Land $31,506 Building $95,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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