425 E 5th St, Newport, KY 41071 Property Records

Campbell County property record for 425 E 5th St, Newport, KY 41071

Property Summary

Property TypeSingle Family Home
Details2,605 sqft · built 1884
Lot Size0.084 acres (3,700 sqft)
OwnerCompany Name on File
Last Sale$195,000 (Jan 2021)
Tax Bill$1,051 (2025)
Deeds & MortgagesJan 2021 Sale
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-01-906.00

Property Details

APN / Parcel Number

Primary APN999-99-01-906.00

Interior

Stories3 Stories
Building Area2,605 sqft Living Area

Exterior

Year BuiltBuilt 1884
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,700 sqft (0.084 acres)
Lot Dimensions100 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999901906.00
Street Address425 E 5TH ST
CityNEWPORT
StateKY
Zip41071-4673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 276 PT 275 EAST ROW 37 X 100
Legal SubdivisionEAST ROW ADDITION
Legal Lot Number276
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2035
Census Tract53200

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address601 MONROE ST, NEWPORT, KY 41071-2047
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Grant Deed, Transfer
NOT AVAILABLE
Dec 9, 2020Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 11, 2020Deed, Construction Loan · Construction Mortgage
HERITAGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on File
Deed SaleJan 15, 2021 · Amount on File
Prior SaleDec 9, 2020
Deed Document Number0000820788
Deed Book / Page820 / 788
Record UpdatedJun 8, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAMPBELL KY
Recording DateJan 15, 2021
Property Address425 E 5TH ST, NEWPORT, KY 41071-4673
Document Number0005124432
Book / Page000820 / 000788
Instrument DateJan 15, 2021
Instrument5124432
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address601 MONROE ST NEWPORT KY 410712047, NEWPORT, KY 41071-2047

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionCAMPBELL KY
Recording DateDec 9, 2020
Property Address425 E 5TH ST, NEWPORT, KY 41071-4673
Document Number0005122322
Book / PageD819 / 744
Map ReferenceMB 9 PG 47
Instrument DateDec 8, 2020
Instrument5122322
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 MONTEREY LN, COLD SPRING, KY 41076-8583

Mortgage

Document Number0005122323
DateDec 9, 2020
Instrument5122323
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2041

February 2020: Deed, Construction Loan

Document TypeDeed
JurisdictionCAMPBELL KY
Recording DateFeb 11, 2020
Property Address425 E 5TH ST, NEWPORT, KY 41071-4673
Document Number0005104941
Book / PageD809 / 742
Map ReferenceMB 9 PG 47
Instrument DateFeb 7, 2020
Instrument5104941
Transaction TypeConstruction Loan
Record UpdatedJan 17, 2022
Title CompanyKENTUCKY LAND TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 SCENIC VIEW DR, 225, FORT THOMAS, KY 41075-1245

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 MONROE ST, NEWPORT, KY 41071-2047

Mortgage

Document Number0005104942
DateFeb 11, 2020
Instrument5104942
Lender
NameHERITAGE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term192 Months
DueFeb 7, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityNewport City
Unified School DistrictNewport Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,051.00 (+36.49%)$285,000 (+46.15%) Land $50,000 Building $235,000$285,000 (+46.15%) Land $50,000 Building $235,000
2023$770.00 (-2.41%)$195,000 (-) Land $7,400 Building $187,600$195,000 (-) Land $7,400 Building $187,600
2022$789.00$195,000 Land $7,400 Building $187,600$195,000 Land $7,400 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies68 units insured
incl. 63 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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