Larimer County property record for 425 E 4th St, Loveland, CO 80537
| Property Type | Restaurant |
|---|---|
| Details | 4,392 sqft · built 1901 |
| Lot Size | 0.075 acres (3,302 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $19,647 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 95133-30-011 |
| Primary APN | 95133-30-011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,392 sqft Total Area |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 3,302 sqft (0.075 acres) |
| Heating System | Forced Air |
|---|
| Account Number | R0445240 |
|---|---|
| Old Parcel Number | 9513330011 |
| Street Address | 425 E 4TH ST |
| City | LOVELAND |
| State | CO |
| Zip | 80537-5636 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | W 25 FT OF W 75 FT OF SE 1/4, BLK 39, EX E 1.38 FT OF W 25.44 FT OF W 75.44 FT THEREOF, EVERETTS, LOV |
| Legal Range | 69 |
| Legal Township | 05 |
| Legal Section | 13 |
| Legal Quarter | SW |
| Legal Subdivision | LOV BLK 39 |
| Legal Block | 39 |
| Legal Lot Number | 011 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2007 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Loveland Historic District listed 2015 · 46 contributing resources · NRIS 15000281 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 425 E 4th St acquired it in September 2004.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4216 FIRE ROCK PL, LOVELAND, CO 80538-8651 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Sep 1, 1998 · Amount on File |
| Last Transfer Date | Sep 29, 2004 |
| Transfer Doc | 0000095201 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 425 E 4th St was $19,647.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Loveland City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,647.00 | $223,790 Land $34,991 Building $188,799 | $1,056,100 Land $165,100 Building $891,000 |
| 2023 | $14,001.00 (+45.72%) | $177,449 (+51.9%) Land $29,012 Building $148,437 | $807,900 (+57.89%) Land $132,100 Building $675,800 |
| 2022 | $9,608.00 | $116,818 Land $26,373 Building $90,445 | $511,700 Land $115,500 Building $396,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 E 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 E 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loveland Pulse Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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