425 E 46th St, Lorain, OH 44052 Property Records

Lorain County property record for 425 E 46th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1952
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Mar 2015)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-108-106-031`

Property Details

APN / Parcel Number

Primary APN	`03-00-108-106-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	157 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	425 E 46TH ST
City	LORAIN
State	OH
Zip	44052-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADWAY GARDENS 58 X 188
Legal Subdivision	BROADWAY GARDENS
Legal Block	106
Legal Lot Number	122
Jurisdiction	LORAIN OH
Township / Civil Division	SHEFFIELD
Census Block Group	2
Census Block	2008
Census Tract	24000

Owner

Source: Lorain County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 E 46TH ST, LORAIN, OH 44052-5517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 8, 2025	Transfer on Death Deed, Transfer
May 5, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2015 · Amount on Record
Deed Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	2015538512
Prior Transfer Date	Apr 7, 2000
Prior Transfer Doc	0000680107
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 16, 2026
Property Address	425 E 46TH ST, LORAIN, OH 44052-5517
Document Number	0000092093
Instrument Date	Mar 19, 2026
Instrument	202692093
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OHIO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E 46TH ST, LORAIN, OH 44052-5517

Mortgage

Document Number	0000092093,
Date	Apr 16, 2026
Instrument	202692093

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 8, 2025
Property Address	425 E 46TH ST, LORAIN, OH 44052-5517
Document Number	0000078010
Map Reference	VOL 9 PG 22
Instrument Date	Dec 4, 2025
Instrument	2025-0078010
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	425 E 46TH ST, LORAIN, OH 44052-5517
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000874100
Date	May 5, 2022
Instrument	2022-0874100

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Sheffield Township
Unified School District	Clearview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (-0.67%) Homeowner's exemption	$52,560 (-) Land $7,460 Building $45,100	$150,170 (-) Land $21,300 Building $128,870
2024	$2,245.00 (+41.02%)	$52,560 (+78.54%) Land $7,455 Building $45,105	$150,170 (+78.54%) Land $21,300 Building $128,870
2023	$1,592.00 (-2.51%)	$29,439 (%) Land $6,433 Building $23,006	$84,110 (-) Land $18,380 Building $65,730
2022	$1,633.00	$29,440 Land $6,430 Building $23,010
2021			$84,110 Land $18,380 Building $65,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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