425 E 2nd St, Waconia, MN 55387 Property Records

Carver County property record for 425 E 2nd St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,714 sqft · built 1953
Lot Size0.195 acres (8,494 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Feb 2022)
Tax Bill$4,446 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN75-0500090

Property Details

APN / Parcel Number

Primary APN75-0500090

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,714 sqft Finished Area
Gross Area2,848 sqft
1st Floor Area1,008 sqft
Basement Area800 sqft
Finished Basement800 sqft
Unfinished Basement800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1979
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,494 sqft (0.195 acres)
Garage Area420 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address425 E 2ND ST
CityWACONIA
StateMN
Zip55387-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 010 BLOCK 002
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block2
Legal Lot Number10
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2049
Census Tract90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 E 2ND ST, WACONIA, MN 55387-1553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Deed of Trust, Mortgage · Line of Credit
GOODLEAP LC
Feb 22, 2022Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
May 8, 2019Warranty Deed, Transfer · VA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2022 · Amount on Record
Deed SaleFeb 22, 2022 · Amount on Record
Prior SaleMay 8, 2019 · Amount on Record
Deed Document Number2022742410
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address425 E 2ND ST, WACONIA, MN 55387-1553
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A795039
DateDec 26, 2025
InstrumentA795039
Lender
NameGOODLEAP LC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJan 13, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateFeb 22, 2022
Property Address425 E 2ND ST, WACONIA, MN 55387-1553
Document Number000A742410
Instrument DateFeb 14, 2022
InstrumentA742410
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E 2ND ST, WACONIA, MN 55387-1553

Mortgage

Document Number000A742411
DateFeb 22, 2022
InstrumentA742411
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARVER MN
Recording DateMay 8, 2019
Property Address425 E 2ND ST, WACONIA, MN 55387-1553
Document Number0000676755
Instrument DateMay 3, 2019
Instrument676755
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyWATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.17
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 E 2ND ST WACONIA MN 553871553, WACONIA, MN 55387-1553

Mortgage

Document Number676756
DateMay 8, 2019
Instrument676756
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 7, 2049

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,446.00 (+24.89%) Homeowner's exemption$369,800 (+3.79%) Land $125,000 Building $244,800$369,800 (+3.79%) Land $125,000 Building $244,800
2025$356,300 (+5.88%) Land $100,000 Building $256,300$356,300 (+5.88%) Land $100,000 Building $256,300
2024$3,560.00 (-9.64%) Homeowner's exemption$336,500 (+12.28%) Land $80,000 Building $256,500$336,500 (+12.28%) Land $80,000 Building $256,500
2023$3,940.00 Homeowner's exemption$299,700 Land $80,000 Building $219,700$299,700 Land $80,000 Building $219,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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