425 Culloden St, Suffolk, VA 23434 Property Records

Suffolk City property record for 425 Culloden St, Suffolk, VA 23434

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 2019
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$256,500 (May 2023)
Tax Bill$3,099 (2025)
Deeds & MortgagesMar 2024 Refinance
May 2023 Sale & Mortgage
+ 4 more
APN34G28(2)K*13A

Property Details

APN / Parcel Number

Primary APN34G28(2)K*13A
Alternative APN
  • 352661000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,374 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)

Location & Zoning

Account Number352661000
Street Address425 CULLODEN ST
CitySUFFOLK
StateVA
Zip23434-4745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES MEDIUM
Legal DescriptionL 13A,BL K 425 CULLODEN ST
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group3
Census Block3009
Census Tract65401

Owner

425 Culloden St is owned and occupied by two individuals who bought it in May 2023.

Source: Suffolk City records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CREDENCE FUNDING CORP
May 15, 2023Warranty Deed, Transfer · Conventional Mortgage
VETERANS UNITED HOME LOANS
May 11, 2021Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC
May 21, 2019Deed of Trust, Mortgage · Commercial Mortgage
RICHMOND REHAB FUNDING LLC
Dec 9, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
MOVEMENT MORTGAGE LLC
Dec 5, 2018Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2023 · Amount on File
Deed SaleMay 15, 2023 · Amount on File
Prior SaleMay 11, 2021 · Amount on File
Deed Document Number20234915
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240002299
DateMar 7, 2024
Instrument240002299
Lender
NameCREDENCE FUNDING CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate5.25%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateMay 15, 2023
Property Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
Document Number0230004915
Instrument DateMay 12, 2023
Instrument230004915
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE AND ESCROW INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 CULLODEN ST, SUFFOLK, VA 23434-4745

Mortgage

Document Number0230004916
DateMay 15, 2023
Instrument230004916
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2028

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateMay 11, 2021
Property Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
Document Number210008075
Instrument DateMay 5, 2021
Instrument210008075
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 CULLODEN ST, SUFFOLK, VA 23434-4745

Mortgage

Document Number210008076
DateMay 11, 2021
Instrument210008076
Lender
NameOVM FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190005207
DateMay 21, 2019
Instrument190005207
Lender
NameRICHMOND REHAB FUNDING LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateDec 9, 2019
Property Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
Document Number190013909
Instrument DateDec 5, 2019
Instrument190013909
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 19, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 CULLODEN ST, SUFFOLK, VA 23434-4745

Mortgage

Document Number190013910
DateDec 9, 2019
Instrument190013910
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

December 2018: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSUFFOLK CITY VA
Recording DateDec 5, 2018
Property Address425 CULLODEN ST, SUFFOLK, VA 23434-4745
Document Number180012863
Instrument DateNov 2, 2018
Instrument180012863
Transaction TypeForeclosure
Record UpdatedOct 19, 2021

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 DAWSON LAKE LN, SUFFOLK, VA 23435-1376

Tax Assessment & Valuation

The 2025 property tax bill for 425 Culloden St was $3,099, up 4.4% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,600 (+2.87%) Land $41,200 Building $206,400
2025$3,099.00 (+4.41%)$247,600 (+2.87%) Land $41,200 Building $206,400$240,700 Land $41,200 Building $199,500
2024$2,968.00 (+23.77%)$240,700 (+9.41%) Land $41,200 Building $199,500
2023$2,398.00$220,000 Land $39,300 Building $180,700$220,000 Land $39,300 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 425 Culloden St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Culloden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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