425 Co Rd 32230, Sumner, TX 75486 Property Records

Lamar County property record for 425 Co Rd 32230, Sumner, TX 75486 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 2015
Lot Size	1.23 acres (53,971 sqft)
Owner	2 Individual Names on File
Last Sale	$473,480 (Jul 2025)
Tax Bill	$4,594 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109582`

Property Details

APN / Parcel Number

Primary APN	`109582`

Interior

Full Baths	2 Baths
Building Area	2,190 sqft Living Area
1st Floor Area	2,191 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,971 sqft (1.23 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 COUNTY ROAD 32230
City	SUMNER
State	TX
Zip	75486-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD ADDITION II, BLOCK A, LOT 11, ACRES 1.239
Legal Subdivision	SHERWOOD ADDITION II
Legal Tract	11
Legal Block	A
Legal Lot Number	11
Jurisdiction	LAMAR TX
Township / Civil Division	SUMNER
Census Block Group	3
Census Block	3013
Census Tract	102

Owner

Source: Lamar County records · APN 109582

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	787 LA CRESTA BLVD, EL CAJON, CA 92021-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Mar 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Sep 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2025 · Amount on Record
Deed Sale	Jul 03, 2025 · Amount on Record
Prior Sale	Sep 17, 2021
Deed Document Number	2025224470
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	1490802017
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	425 COUNTY ROAD 32230, SUMNER, TX 75486-5531
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 COUNTY ROAD 32230, SUMNER, TX 75486-5531

Mortgage

Document Number	2129952024
Date	Apr 17, 2024
Instrument	212995-2024

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2044

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 17, 2029
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	SOFR Average 30-Day
Max Rate	13.2%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	425 COUNTY ROAD 32230, SUMNER, TX 75486-5531
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MASON TITLE COMPANY INC, STONE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 COUNTY ROAD 32230, SUMNER, TX 75486-5531

Mortgage

Document Number	2027762023
Date	Mar 22, 2023
Instrument	202776-2023

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 22, 2028

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR TX
Recording Date	Sep 17, 2021
Property Address	425 COUNTY ROAD 32230, SUMNER, TX 75486-5531
Document Number	1861852021
Map Reference	DOC 149080-2017
Instrument Date	Sep 16, 2021
Instrument	186185-2021
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 COUNTY ROAD 32230, SUMNER, TX 75486-5531

Tax Assessment & Valuation

Source: Lamar County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,594.00 (+5.05%) Homeowner's exemption Senior Citizen's exemption	$386,200 (+0.22%) Land $11,500 Building $374,700	$386,200 (+0.22%) Land $11,500 Building $374,700
2023		$385,340 Land $10,800 Building $374,540	$385,340 Land $10,800 Building $374,540
2022	$4,373.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lamar County (48277C), updated February 5, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	About 1 in 500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WiFires Communications, Peoples Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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