Winchester City property record for 425 Circle Dr, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,880 sqft · built 2024 |
| Lot Size | 0.41 acres (17,835 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,990 (Jul 2024) |
| Tax Bill | $3,526 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 312-03-31 |
| Primary APN | 312-03-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,880 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,835 sqft (0.41 acres) |
| Terrain | Rolling |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6135 |
|---|---|
| Street Address | 425 CIRCLE DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | WEA-VILLA SD S-6 L-31 S S 429 CIRCLE DRIVE |
| Legal Subdivision | WEA-VILLA SD S-6 |
| Legal Lot Number | 31 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 302 |
Source: Winchester City records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 CIRCLE DR, WINCHESTER, VA 22601-4216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 12, 2022 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Jul 12, 2022 · Amount on Record |
| Deed Document Number | 20241454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | May 5, 2026 |
| Property Address | 425 CIRCLE DR, WINCHESTER, VA 22601-4216 |
| Document Number | 0000000929 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026929 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 425 CIRCLE DR, WINCHESTER, VA 22601-4216 |
| Document Number | 0000000929, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026929 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jul 12, 2022 |
| Property Address | 425 CIRCLE DR, WINCHESTER, VA 22601-4216 |
| Document Number | 0220001704 |
| Map Reference | MB 287 PG 531 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 220001704 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 W JUBAL EARLY DR STE 103, 103, WINCHESTER, VA 22601-6435 |
| Investor | Possibly a Property Investor |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,526.00 | $443,500 (+4.9%) Land $60,000 Building $383,500 | |
| 2025 | $3,526.00 (+608.03%) | $422,800 (+604.67%) Land $60,000 Building $362,800 | $443,500 (+639.17%) Land $60,000 Building $383,500 |
| 2023 | $498.00 (-10.75%) | $60,000 Land $60,000 | $60,000 Land $60,000 |
| 2022 | $558.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1988–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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