Lake County property record for 425 Circle Ct, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,431 sqft · built 1958 |
| Lot Size | 0.31 acres (13,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jul 2015) |
| Tax Bill | $15,916 (2024) |
| Deeds & Mortgages | Jan 2024 Line of Credit Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-32-116-017 |
| Primary APN | 16-32-116-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,431 sqft Living Area |
| Gross Area | 3,461 sqft |
| 1st Floor Area | 1,373 sqft |
| 2nd Floor Area | 1,058 sqft |
| Upper Floors Area | 1,058 sqft |
| Basement Area | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,506 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 425 CIRCLE CT |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 OF THE SECOND ADD TO DEERFIELD PARK LOT 33 |
| Legal Subdivision | UNIT 2 OF THE SECOND ADD |
| Legal Lot Number | 33 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 864903 |
425 Circle Ct is owned and occupied by an individual who acquired it in November 2022.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 21, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2015 · Amount on File |
| Deed Sale | Jul 27, 2015 · Amount on File |
| Prior Sale | Aug 2, 2005 · Amount on File |
| Deed Document Number | 20157215998 |
| Last Transfer Date | Nov 11, 2022 |
| Transfer Doc | 0007945513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Document Number | 0008013612 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 8013612 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 21, 2022 |
| Property Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Document Number | 0007945513 |
| Map Reference | DOC 992097 |
| Instrument Date | Nov 11, 2022 |
| Instrument | 7945513 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Title Company | TEK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007793626 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 7793626 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 425 CIRCLE CT, DEERFIELD, IL 60015-4037 |
| Document Number | 0007677274 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | TEK TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 425 CIRCLE CT DEERFIELD IL 600154037, DEERFIELD, IL 60015-4037 |
| Document Number | 0007677274 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 7677274 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,275 Land $61,651 Building $127,624 | $567,881 Land $184,971 Building $382,910 | |
| 2024 | $15,916.00 (-0.82%) | ||
| 2023 | $16,048.00 (+5.87%) | $163,079 (-3.77%) Land $56,435 Building $106,644 | $489,286 (-3.77%) Land $169,322 Building $319,964 |
| 2022 | $15,158.00 | $169,475 Land $60,763 Building $108,712 | $508,476 Land $182,307 Building $326,169 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 425 Circle Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–1982) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Circle Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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