425 Cherokee St, Elm Mott, TX 76640 Property Records

McLennan County property record for 425 Cherokee St, Elm Mott, TX 76640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,218 sqft · built 1964
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$42,560 (Dec 2022)
Tax Bill	$364 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027600-002400-0`

Property Details

APN / Parcel Number

Primary APN	`20-027600-002400-0`
Alternative APNs	`2002760000240000111` `113220`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,218 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	250 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	462 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	425 CHEROKEE ST
City	ELM MOTT
State	TX
Zip	76640-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	INDIAN TRAILS LOT 1 BLOCK 6 ACRES .1928
Legal Subdivision	INDIAN TRAILS
Legal Block	6
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	ELM MOTT
Census Block Group	1
Census Block	1038
Census Tract	3401

Owner

425 Cherokee St is owned and occupied by an individual who bought it in December 2022.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	425 CHEROKEE ST, ELM MOTT, TX 76640-9773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Vendor's Lien, Transfer · Commercial Mortgage MEMBERS CHOICE OF CENTRAL TEXAS FCU
Sep 15, 2021	Transfer on Death Deed, Transfer
Sep 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Sep 15, 2021
Deed Document Number	202246165
Record Updated	Oct 29, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 5, 2022
Property Address	425 CHEROKEE ST, ELM MOTT, TX 76640-9773
Document Number	0000046165
Map Reference	VOL 937 PG 469
Instrument Date	Dec 2, 2022
Instrument	2022046165
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CHEROKEE ST, ELM MOTT, TX 76640-9773

Mortgage

Document Number	0000046166
Date	Dec 5, 2022
Instrument	2022046166

Lender

Name	MEMBERS CHOICE OF CENTRAL TEXAS FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2037

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 15, 2021
Property Address	425 CHEROKEE ST, ELM MOTT, TX 76640-9773
Document Number	0000037414
Map Reference	VOL 937 PG 469
Instrument Date	Sep 15, 2021
Instrument	2021037414
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 BEAR CREEK DR, LUFKIN, TX 75901-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CHEROKEE ST, ELM MOTT, TX 76640-9773

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 15, 2021
Property Address	425 CHEROKEE ST, ELM MOTT, TX 76640-9773
Document Number	0000037413
Map Reference	VOL 937 PG 469
Instrument Date	Aug 25, 2021
Instrument	2021037413
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 BEAR CREEK DR, LUFKIN, TX 75901-2602

Tax Assessment & Valuation

The 2025 property tax bill for 425 Cherokee St was $364 with exemptions applied, down 54.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,620 (-2.04%) Land $23,939 Building $106,681	$130,620 (-2.04%) Land $23,939 Building $106,681
2025	$364.00 (-54.67%) Homeowner's exemption Senior Citizen's exemption	$133,340 Land $26,650 Building $106,690	$133,340 Land $26,650 Building $106,690
2024	$803.00
2023		$149,960 Land $26,650 Building $123,310	$149,960 Land $26,650 Building $123,310
2022	$810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Cherokee St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Cherokee St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLENNAN COUNTY WCID 2 serves 3,100 people · EPA ID TX1550002
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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