Cabarrus County property record for 425 Central Ave, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 773 sqft · built 1930 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $960 (2023) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5613 38 3699 |
| Primary APN | 5613 38 3699 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 773 sqft Living Area |
| Gross Area | 1,007 sqft |
| 1st Floor Area | 773 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 154 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 162 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1269545 |
|---|---|
| Street Address | 425 CENTRAL AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LTS 21-22 TEETERTOWN |
| Legal Subdivision | MOORESVILLE AND RAINBOW RD |
| Legal Lot Number | 21-22 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 41002 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 765 N CHURCH ST, MOORESVILLE, NC 28115-2367 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Nov 20, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 25, 2002 |
| Transfer Doc | 3689172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 28, 2026 |
| Property Address | 425 CENTRAL AVE, KANNAPOLIS, NC 28081-4613 |
| Document Number | 0000022799 |
| Book / Page | 18184 / 82 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202622799 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 425 CENTRAL AVE, KANNAPOLIS, NC 28081-4613 |
| Document Number | 0000022799, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 18184/82 |
| Instrument | 202622799 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 16, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 20, 2020 |
| Property Address | 425 CENTRAL AVE, KANNAPOLIS, NC 28081-4613 |
| Document Number | 1468917 |
| Book / Page | 014689 / 000017 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 41684 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | LENDER RECORDING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $867.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10327 PAPER BIRCH DR CHARLOTTE NC 28215, CHARLOTTE, NC 28215 |
| Document Number | 14685317 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 014685/000317 |
| Instrument | 41535 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 19, 2040 |
| Document Number | 1468919, |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 014689/000019 |
| Instrument | 41685 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 19, 2050 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,780 (-) Land $46,000 Building $90,780 | ||
| 2025 | $136,780 (+95.2%) Land $46,000 Building $90,780 | ||
| 2024 | $136,780 (+95.2%) Land $46,000 Building $90,780 | ||
| 2023 | $960.00 | $70,070 Land $20,000 Building $50,070 | $70,070 Land $20,000 Building $50,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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