425 Central Ave, Alameda, CA 94501 Property Records

Alameda County property record for 425 Central Ave, Alameda, CA 94501

Property Summary

Property Type	Triplex
Details	7 bd · 3.5 ba · 3,460 sqft · built 1920
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Apr 2026)
Tax Bill	$16,325 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-446-27`

Property Details

APN / Parcel Number

Primary APN	`74-446-27`
Alternative APN	`074-0446-027-00`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,460 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1938
Construction Type	Wood
Lot Area	7,100 sqft (0.163 acres)

Location & Zoning

Street Address	425 CENTRAL AVE
City	ALAMEDA
State	CA
Zip	94501-3614
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT: 00027 BLK: AR: 0074 PAGE: 0446
Legal Subdivision	DAMONS WEST END
Legal Block	B
Legal Lot Number	7
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2002
Census Tract	427700

Owner

Source: Alameda County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 CENTRAL AVE, ALAMEDA, CA 94501-3614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING
May 21, 2019	Deed of Trust, Mortgage · Line of Credit CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	202651735
Prior Transfer Date	Nov 7, 1996
Prior Transfer Doc	0000288455
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 21, 2026
Property Address	425 CENTRAL AVE, ALAMEDA, CA 94501-3614
Document Number	0000051735
Instrument Date	Apr 14, 2026
Instrument	202651735
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	425 CENTRAL AVE, ALAMEDA, CA 94501-3614

Mortgage

Document Number	0000051737,
Date	Apr 21, 2026
Instrument	202651737

Lender

Name	MEGA CAPITAL FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	425 CENTRAL AVE, ALAMEDA, CA 94501-3614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094621
Date	May 21, 2019
Instrument	2019094621

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,400 (-6.77%) Land $281,520 Building $656,880
2025	$16,325.00 (+5.65%)	$1,006,498 (+4.04%) Land $301,949 Building $704,549
2023	$15,452.00	$967,425 Land $290,227 Building $677,198

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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