San Joaquin County property record for 425 Cecelio Way, Tracy, CA 95376 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,772 sqft · built 1990 |
| Lot Size | 0.14 acres (6,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jul 1999) |
| Tax Bill | $5,272 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-260-300-000 |
| Primary APN | 235-260-300-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,114 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-260-30 |
|---|---|
| Street Address | 425 CECELIO WAY |
| City | TRACY |
| State | CA |
| Zip | 95376-4667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP D5 35-39 TR 2134 LOT 31 |
| Legal Subdivision | QUAIL GLEN |
| Legal Tract | 2134 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 5406 |
Source: San Joaquin County records · APN 235-260-300-000
Assessment roll updated September 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 CECELIO WAY, TRACY, CA 95376-4667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| May 25, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on Record |
| Deed Sale | Jul 30, 1999 · Amount on Record |
| Deed Document Number | 199997458 |
| Last Transfer Date | May 11, 2017 |
| Transfer Doc | 0000059167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 425 CECELIO WAY, TRACY, CA 95376-4667 |
| Document Number | 0000081100 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 425 CECELIO WAY TRACY CA 953764667, TRACY, CA 95376-4667 |
| Document Number | 0000081100 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 81100 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 25, 2017 |
| Property Address | 425 CECELIO WAY, TRACY, CA 95376-4667 |
| Document Number | 0000059167 |
| Map Reference | VOL29 PG44 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017-059167 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 425 CECELIO WAY, TRACY, CA 95376-4667 |
| Document Number | 0000059168 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 2017-059168 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,272.00 (+10.13%) Homeowner's exemption | $445,248 (+4.04%) Land $99,896 Building $345,352 | |
| 2023 | $4,787.00 (+2.16%) Homeowner's exemption | $427,961 Land $96,018 Building $331,943 | $752,580 |
| 2022 | $4,686.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770054061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 600 / 120 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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