San Luis Obispo County property record for 425 Cayucos Ave, Templeton, CA 93465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1988 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,177 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Apr 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 041-075-002 |
| Primary APN | 041-075-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 76,230 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 425 CAYUCOS AVE |
|---|---|
| City | TEMPLETON |
| State | CA |
| Zip | 93465-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN TEMP EDY & HNSBRO ADD BL 54 |
| Legal Subdivision | EDDY & HANSBOROUGH |
| Legal Block | 54 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 13100 |
425 Cayucos Ave is owned by a company that acquired it in February 2019.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 425 CAYUCOS AVE, TEMPLETON, CA 93465-5021 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2017 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Apr 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2019 |
| Transfer Doc | 0000012953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 425 CAYUCOS AVE, TEMPLETON, CA 93465-5021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040819 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017040819 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 12, 2019 |
| Property Address | 425 CAYUCOS AVE, TEMPLETON, CA 93465-5021 |
| Document Number | 0000012953 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 12953 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 425 CAYUCOS AVE TEMPLETON CA 934655021, TEMPLETON, CA 93465-5021 |
The 2025 property tax bill for 425 Cayucos Ave was $3,177.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Templeton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $267,735 (+2%) Land $105,252 Building $162,483 | |
| 2025 | $3,177.00 | $262,487 Land $103,189 Building $159,298 |
| 2023 | $2,919.00 (+1.96%) | $252,296 Land $99,183 Building $153,113 |
| 2022 | $2,863.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 425 Cayucos Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Cayucos Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TEMPLETON CSD serves 8,041 people · EPA ID CA4010019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Verizon.
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