425 Bucher John Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 425 Bucher John Rd, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1940
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Dec 2009)
Tax Bill	$3,177 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-002869`

Property Details

APN / Parcel Number

Primary APN	`10-002869`
Alternative APN	`002869`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	002869
Street Address	425 BUCHER JOHN RD
City	UNION BRIDGE
State	MD
Zip	21791-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.10 ACS 425 BUCHER JOHN RD
Legal Subdivision	FEESERSBURG
Jurisdiction	CARROLL MD
Township / Civil Division	10, MIDDLEBURG
Census Block Group	1
Census Block	1021
Census Tract	510000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2009 · Amount on Record
Deed Sale	Dec 16, 2009 · Amount on Record
Prior Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	20091643
Deed Book / Page	6056 / 10
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9518
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9518

Mortgage

Document Number	0107050063
Date	Mar 14, 2022
Book Page	10705/63

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090330091
Date	Jun 6, 2018
Book Page	9033/0091

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	425 BUCHER JOHN RD, UNION BRIDGE, MD 21791-9518
Document Number	0097120094
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BUCHER JOHN RD UNION BRIDGE MD 217919518, UNION BRIDGE, MD 21791-9518

Mortgage

Document Number	0097120094
Date	Jun 10, 2020
Book Page	009712/000094

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,177.00 (+5.23%) Homeowner's exemption	$308,200 (+29.71%) Land $126,000 Building $182,200	$308,200 (+29.71%) Land $126,000 Building $182,200
2025	$3,019.00 (+12.48%) Homeowner's exemption
2023	$2,684.00 (+0.83%) Homeowner's exemption	$237,600 (+0.85%) Land $126,000 Building $111,600	$237,600 (-) Land $126,000 Building $111,600
2022	$2,662.00 Homeowner's exemption	$235,600	$237,600 Land $126,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	45 (1978–2021)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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