425 Bruce St, Franklin, VA 23851 Property Records

Franklin City property record for 425 Bruce St, Franklin, VA 23851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,170 sqft · built 2019
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Tax Bill	$1,961 (2026)
Deeds & Mortgages	Jun 2018 Foreclosure
APN	`138 067 3 20`

Property Details

APN / Parcel Number

Primary APN	`138 067 3 20`
Alternative APN	`2062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Terrain	Wooded
Driveway	Driveway
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2062
Street Address	425 BRUCE ST
City	FRANKLIN
State	VA
Zip	23851-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 20 BRUCE ST 138-(067)-BLK 3-20
Legal Subdivision	WILLIAM BAXTER PROP
Legal Block	3-20
Legal Lot Number	20
Jurisdiction	FRANKLIN CITY VA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2002
Census Tract	90200

Owner

425 Bruce St is owned by an individual who acquired it in June 2018.

Source: Franklin City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	940 BILTMORE WAY, CHESAPEAKE, VA 23320-3452
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018
Deed Sale	Jun 14, 2018
Deed Document Number	20181474
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000001474
Record Updated	Oct 29, 2026

June 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	FRANKLIN CITY VA
Recording Date	Jun 14, 2018
Property Address	425 BRUCE ST, FRANKLIN, VA 23851-1916
Document Number	0180001474
Instrument Date	Jun 4, 2018
Instrument	180001474
Transaction Type	Foreclosure
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 MERCANTILE ST, CHESAPEAKE, VA 23323-1290

Tax Assessment & Valuation

The 2026 property tax bill for 425 Bruce St was $1,961, up 31.6% from the year before.

Source: Franklin City assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Franklin City
Unified School District	Franklin City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,961.00 (+31.61%)	$190,400 (+31.58%) Land $10,500 Building $179,900	$190,400 (+31.58%) Land $10,500 Building $179,900
2025	$1,490.00	$144,700 Land $10,500 Building $134,200	$144,700 Land $10,500 Building $134,200
2023		$102,400 Land $8,900 Building $93,500	$102,400 Land $8,900 Building $93,500
2019	$148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 425 Bruce St; there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Bruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN serves 9,000 people · EPA ID VA3620350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20