425 Bridle Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 425 Bridle Ct, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,958 sqft · built 2007
Lot Size0.306 acres (13,348 sqft)
OwnerCompany Name on Record
Last Sale$1,369,000 (Sep 2008)
Tax Bill$20,999 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN210-870-012-7

Property Details

APN / Parcel Number

Primary APN210-870-012-7
Alternative APN
  • 210-870-012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area3,958 sqft Living Area
1st Floor Area3,958 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Architectural StyleCluster
Lot Area13,348 sqft (0.306 acres)
Garage TypeAttached
Garage Area717 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address425 BRIDLE CT
CitySAN RAMON
StateCA
Zip94582-5950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8702 L12
Legal SubdivisionSUBDIVISION 8702
Legal Tract8702
Legal Lot Number12
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address425 BRIDLE CT, SAN RAMON, CA 94582-5950
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
RATE PLUS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2008 · Amount on Record
Deed SaleSep 25, 2008 · Amount on Record
Deed Document Number2008211598
Last Transfer DateJun 26, 2024
Transfer Doc0000061163
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address425 BRIDLE CT, SAN RAMON, CA 94582-5950
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133030
DateJul 6, 2020
Instrument2020-133030
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address425 BRIDLE CT, SAN RAMON, CA 94582-5950
Document Number0000026136
Instrument DateJan 19, 2021
Transaction TypeMortgage
Record UpdatedFeb 8, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 BRIDLE CT SAN RAMON CA 945825950, SAN RAMON, CA 94582-5950

Mortgage

Document Number0000026136
DateJan 27, 2021
Instrument26136
Lender
NameRATE PLUS INC
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,850,858 (+2%) Land $736,877 Building $1,113,981
2025$20,999.00 (+3.76%) Homeowner's exemption$1,814,568 (+4.04%) Land $722,429 Building $1,092,139
2023$20,238.00 (+0.72%) Homeowner's exemption$1,744,108 Land $694,377 Building $1,049,731
2022$20,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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