McCracken County property record for 425 Bonds Rd, Paducah, KY 42003
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,092 sqft · built 1943 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $354 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 124-00-00-015 |
| Primary APN | 124-00-00-015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 419 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 157445 |
|---|---|
| Street Address | 425 BONDS RD |
| City | PADUCAH |
| State | KY |
| Zip | 42003-1068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-50-7 2 AC 425 BONDS RD |
| Legal Subdivision | WAIVER OF SUB OF W G MCCLOUD ESTATE |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | ST. JOHNS-FREEMONT |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 31200 |
425 Bonds Rd is owned and occupied by an individual who acquired it in October 2023.
Source: McCracken County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 BONDS RD, PADUCAH, KY 42003-1068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2023 |
| Transfer Doc | 0000685511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 425 BONDS RD, PADUCAH, KY 42003-1068 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 POPLAR ST, BENTON, KY 42025-1109 |
| Document Number | 0M1861/780 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | M1861/780 |
| Instrument | 729185 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Aug 5, 2055 |
The 2025 property tax bill for 425 Bonds Rd was $354 with a homeowner's exemption.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,000 (-) | $81,000 (-) | |
| 2025 | $354.00 Homeowner's exemption | $81,000 | $81,000 |
| 2023 | $156.00 (-27.78%) Homeowner's exemption | $62,300 (+185.78%) | $62,300 (+185.78%) |
| 2022 | $216.00 Homeowner's exemption | $21,800 | $21,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Bonds Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 77 (1997–2025) |
| Claims Outside the SFHA | 6 of 77 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Bonds Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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