Grady County property record for 425 Bay Tree Rd, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1996 |
| Lot Size | 2.05 acres (89,734 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,175 (Aug 2002) |
| Tax Bill | $1,239 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | C035A-018-000 |
| Primary APN | C035A-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| 1st Floor Area | 1,196 sqft |
| Flooring | Carpet |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,734 sqft (2.05 acres) |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12943 |
|---|---|
| Old Parcel Number | C035A018 |
| Street Address | 425 BAY TREE RD |
| City | CAIRO |
| State | GA |
| Zip | 39828-3179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK HILL EST BLK 1 L-18 |
| Legal Subdivision | OAKHILL EST |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 950402 |
Source: Grady County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 BAY TREE RD, CAIRO, GA 39828-3179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2002 · Amount on Record |
| Deed Sale | Aug 1, 2002 · Amount on Record |
| Deed Document Number | 0000546744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 425 BAY TREE RD, CAIRO, GA 39828-3179 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 425 BAY TREE RD, CAIRO, GA 39828-3179 |
| Document Number | 0000000935/0000000553 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 0000000935/0000000553 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jan 1, 2049 |
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,239.00 (-23.8%) Homeowner's exemption | $46,440 (+8.56%) Land $12,360 Building $34,080 | $116,100 (+8.56%) Land $30,900 Building $85,200 |
| 2024 | $1,626.00 (+32.3%) Homeowner's exemption | $42,780 (+22.68%) Land $12,360 Building $30,420 | $106,950 (+22.68%) Land $30,900 Building $76,050 |
| 2023 | $1,229.00 (-1.6%) Homeowner's exemption | $34,872 (-) Land $6,000 Building $28,872 | $87,180 (-) Land $15,000 Building $72,180 |
| 2022 | $1,249.00 Homeowner's exemption | $34,872 Land $6,000 Building $28,872 | $87,180 Land $15,000 Building $72,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect.
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