425 Ave D, Key West, FL 33040 Property Records

Monroe County property record for 425 Ave D, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 2005
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jul 2017)
Tax Bill	$4,214 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00152360-000000`

Property Details

APN / Parcel Number

Primary APN	`00152360-000000`
Alternative APNs	`22672600152360000000` `1197882`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	1,284 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	121 sqft
Deck Area	45 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1197882
Old Parcel Number	22672600152360000000
Street Address	425 AVENUE D
City	KEY WEST
State	FL
Zip	33040-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 11 LT 3 JOHNSONVILLE PB-1-53 BIG COPPITT Z-342 OR606-398 OR940-851 OR1022-749 OR1078-1098 OR1175-1067/68 OR1211-1974AFF
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	11
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3029
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	425 AVENUE D, KEY WEST, FL 33040-5525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit KEYS FCU
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage KEYS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	2132747
Deed Book / Page	2866 / 0518
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	425 AVENUE D, KEY WEST, FL 33040-5525
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033532280
Date	Nov 18, 2025
Book Page	3353/2280
Instrument	2522449

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Nov 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	425 AVENUE D, KEY WEST, FL 33040-5525
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 AVENUE D, KEY WEST, FL 33040-5525

Mortgage

Document Number	0030800852
Date	Mar 9, 2021
Book Page	3080/852
Instrument	2307541

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 26, 2017
Property Address	425 AVENUE D, KEY WEST, FL 33040-5525
Document Number	0028660518
Book / Page	2866 / 0518
Map Reference	MB1 PG53
Instrument Date	Jul 21, 2017
Instrument	2132747
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 TRUMAN AVE, 912, KEY WEST, FL 33040-6428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 AVENUE D, KEY WEST, FL 33040-5525

Mortgage

Document Number	0002132749
Date	Jul 26, 2017
Instrument	2132749

Lender

Name	KEYS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$457,104 (+5.99%)	$624,846 (+8.71%) Land $325,000 Building $299,846
2024	$4,214.00 (+4.64%)
2023	$4,027.00 (+2.73%) Homeowner's exemption	$431,284 (+3%)	$574,796 (+3.51%) Land $297,500 Building $277,296
2022	$3,920.00 Homeowner's exemption	$418,723	$555,309 Land $275,000 Building $280,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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