York County and Wells Town property record for 425 Atlantic Ave, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1938 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $11,960 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | WLLS M:132 L:42 |
| Primary APN | WLLS M:132 L:42 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 425 ATLANTIC AVE |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-4328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 42 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 34005 |
425 Atlantic Ave, a single family home, is held in a trust.
Source: York County and Wells Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7040 PELICAN BAY BLVD, 502, NAPLES, FL 34108-5514 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 425 ATLANTIC AVE, WELLS, ME 04090-4328 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0193040445 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 19304/445 |
| Instrument | 2023027314 |
| Name | PARTNERS BANK OF NEW ENGLAND |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 425 Atlantic Ave was $11,960, up 6.3% from the year before.
Source: York County and Wells Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,960.00 (+6.25%) | $1,851,390 (-) Land $1,486,620 Building $364,770 | |
| 2024 | $11,256.00 (+2.01%) | $1,851,390 (-) Land $1,486,620 Building $364,770 | |
| 2023 | $11,034.00 (-3.34%) | $1,851,390 (+69.65%) Land $1,486,620 Building $364,770 | $2,261,380 |
| 2022 | $11,415.00 | $1,091,300 Land $903,060 Building $188,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Atlantic Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 280 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 345 units insured incl. 65 condo units |
| Nearby Flood Claims | 124 (1991–2024) |
| Claims Outside the SFHA | 9 of 124 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 425 Atlantic Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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