425 Ardelean Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 425 Ardelean Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2017)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-48-047-000`

Property Details

APN / Parcel Number

Primary APN	`006-48-047-000`
Alternative APN	`0064804700000`

Exterior

Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	425 ARDELEAN DR
City	OWOSSO
State	MI
Zip	48867-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN ACRES COUNTRY EST OWOSSO TWP LOT 47
Legal Subdivision	GREEN ACRES COUNTRY ESTATES
Legal Lot Number	47
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3019
Census Tract	30300

Owner

425 Ardelean Dr is owned and occupied by an individual who acquired it in May 2023.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	425 ARDELEAN DR, OWOSSO, MI 48867-1017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2017	Warranty Deed, Transfer TEAM ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Nov 15, 2010 · Amount on File
Deed Document Number	20173298657
Deed Book / Page	1235 / 348
Last Transfer Date	May 18, 2023
Transfer Doc	0013070326
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	May 22, 2023
Property Address	425 ARDELEAN DR, OWOSSO, MI 48867-1017
Document Number	0013070326
Book / Page	1307 / 326
Map Reference	LB 12 PG 228
Instrument Date	May 15, 2023
Instrument	3371442
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 ARDELEAN DR, OWOSSO, MI 48867-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 ARDELEAN DR, OWOSSO, MI 48867-1017

Mortgage

Document Number	0003371443
Date	May 22, 2023
Instrument	3371443

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 13, 2017
Property Address	425 ARDELEAN DR, OWOSSO, MI 48867-1017
Document Number	0012350348
Book / Page	001235 / 000348
Instrument Date	Jun 12, 2017
Instrument	3298657
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 551 HOLT MI 488420551, HOLT, MI 48842-0551

Mortgage

Document Number	12350349
Date	Jun 13, 2017
Book Page	001235/000349
Instrument	3298658

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 425 Ardelean Dr was $2,935 with a homeowner's exemption, up 6.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,100 (+10.07%)	$332,200 (+10.07%)
2025	$2,935.00 (+6.69%) Homeowner's exemption	$150,900	$301,800
2024	$2,751.00 (+7.8%)
2023	$2,552.00 Homeowner's exemption	$128,600	$257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Ardelean Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Ardelean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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