Santa Cruz County property record for 425 Amigo Rd, Soquel, CA 95073 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,622 sqft · built 1978 |
| Lot Size | 2.79 acres (121,924 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,133 (2025) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-071-49 |
| Primary APN | 102-071-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,622 sqft Living Area |
| Gross Area | 3,198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 121,924 sqft |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,037 sqft |
| Patio Area | 1,037 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 425 AMIGO RD |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 121300 |
Source: Santa Cruz County records · APN 102-071-49
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| May 06, 2026 | Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC |
| Jul 03, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA REVERSE LLC |
| Jul 03, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 06, 2026 |
| Property Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Document Number | 0000010263 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202610263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Document Number | 0000010263, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 202610263 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 06, 2026 |
| Property Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Document Number | 0000010262 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202610262 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Document Number | 0000010262, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 202610262 |
| Name | ENNKAR INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 999 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Document Number | 0000020804 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 425 AMIGO RD SOQUEL CA 950739701, SOQUEL, CA 95073-9701 |
| Document Number | 0000020804 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 20804 |
| Name | FINANCE AMERICA REVERSE LLC |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 425 AMIGO RD, SOQUEL, CA 95073-9701 |
| Document Number | 0000020805 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 425 AMIGO RD SOQUEL CA 950739701, SOQUEL, CA 95073-9701 |
| Document Number | 0000020805 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 20805 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,304 (+2%) Land $38,670 Building $209,634 | ||
| 2025 | $3,133.00 (+11.81%) Homeowner's exemption | $243,436 (+4.04%) Land $37,912 Building $205,524 | |
| 2023 | $2,802.00 (+1.23%) Homeowner's exemption | $233,982 Land $36,439 Building $197,543 | $1,536,930 |
| 2022 | $2,768.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871213003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 54% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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