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425 Alder Ridge Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 425 Alder Ridge Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$551,500 (Apr 2024)
Tax Bill$14,878 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Apr 2024 Sale
APN03-13-0-408-001

Property Details

APN / Parcel Number

Primary APN03-13-0-408-001

Exterior

Lot Area18,731 sqft (0.43 acres)

Location & Zoning

Street Address425 ALDER RIDGE DR
CityO FALLON
StateIL
Zip62269-7414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVES OF TIMBER RIDGE WEST PH 1 LOT 265 A02810147
Legal SubdivisionRESERVES OF TIMBER RIDGE WEST
Legal Phase1
Legal Lot Number265
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group3
Census Block3045
Census Tract503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 ALDER RIDGE DR, O FALLON, IL 62269-7414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STIFEL BANK & TRUST
Apr 10, 2024Special Warranty Deed, Transfer
ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2024 · Amount on Record
Deed SaleApr 10, 2024 · Amount on Record
Deed Document Number20242810147
Record UpdatedOct 29, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CLAIR IL
Recording DateApr 10, 2024
Property Address425 ALDER RIDGE DR, O FALLON, IL 62269-7414
Document Number0A02810147
Map ReferenceDOCA02734428
Instrument DateApr 8, 2024
InstrumentA02810147
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 25, 2024
Title CompanyADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$551.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address425 ALDER RIDGE DR, O FALLON, IL 62269-7414

Mortgage

Document Number0A02810148
DateApr 10, 2024
InstrumentA02810148
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054
Interest
Rate TypeFixed Rate
Rate6.25%

April 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CLAIR IL
Recording DateApr 10, 2024
Property Address425 ALDER RIDGE DR, O FALLON, IL 62269-7414
Document Number0A02810146
Map ReferenceDOC A02734428
Instrument DateApr 8, 2024
InstrumentA02810146
Transaction TypeTransfer
Record UpdatedApr 25, 2024
Title CompanyADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
Tax$64.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1339 TIMBER RIDGE TRACE DR, O FALLON, IL 62269-7427

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,878.00$217,031 (+57,929.68%) Land $37,292 Building $179,739$651,093 (+57,929.68%) Land $111,876 Building $539,217
2022$374 Land $374$1,122 Land $1,122

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Wisper ISP
Fixed Wireless		100 / 20

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