425 Alameda Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 425 Alameda Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,900 sqft · built 1990
Lot Size	0.216 acres (9,416 sqft)
Owner	Company Name on Record
Tax Bill	$7,549 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`048-034-220`

Property Details

APN / Parcel Number

Primary APN	`048-034-220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,900 sqft Living Area
1st Floor Area	1,670 sqft
2nd Floor Area	1,230 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	9,416 sqft (0.216 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 ALAMEDA AVE
City	HALF MOON BAY
State	CA
Zip	94019-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOTS 9 10 11 BLK 3 BROPHYS BEACH RSM 5/58
Legal Subdivision	BROPHYS BEACH
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2007
Census Tract	613502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	425 ALAMEDA AVE, HALF MOON BAY, CA 94019-5337
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2017
Transfer Doc	0000040672
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	425 ALAMEDA AVE, HALF MOON BAY, CA 94019-5337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18440 BELLA OAKS CT, COTTONWOOD, CA 96022-9818

Mortgage

Document Number	0000115187
Date	Oct 22, 2020
Instrument	2020-115187

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	COTTONWOOD, CA 96022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 10, 2017
Property Address	425 ALAMEDA AVE, HALF MOON BAY, CA 94019-5337
Document Number	0000040672
Instrument Date	Apr 26, 2017
Instrument	40672
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	425 ALAMEDA AVE HALF MOON BAY CA 940195337, HALF MOON BAY, CA 94019-5337

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,958 (+2%) Land $118,466 Building $448,492
2025	$7,549.00 (+11.92%) Homeowner's exemption	$555,843 (+4.04%) Land $116,144 Building $439,699
2023	$6,745.00 (+2.71%) Homeowner's exemption	$534,261 Land $111,635 Building $422,626	$2,102,670
2022	$6,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Alameda Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures