425 Adolphus St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 425 Adolphus St, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,440 sqft · built 1989
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Oct 2022)
Tax Bill$5,670 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01613-0000-00029

Property Details

APN / Parcel Number

Primary APN13-01613-0000-00029
Alternative APNs
  • 130161300029
  • 00113578

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00113578
Street Address425 ADOLPHUS ST
CityFORKED RIVER
StateNJ
Zip08731-2439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOC
Legal Description50 X 100 30
Legal SubdivisionBARNEGAT PINES REALTY CO INC S
Legal Block1613
Legal Lot Number29
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2022
Census Tract732001

Owner

425 Adolphus St is owned and occupied by two individuals who bought it in October 2022.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2019Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2022 · Amount on File
Deed SaleOct 17, 2022 · Amount on File
Prior SaleJun 26, 2019 · Amount on File
Deed Document Number2022110019
Deed Book / Page19197 / 978
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateOct 17, 2022
Property Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439
Document Number0191970978
Book / Page19197 / 978
Instrument DateOct 12, 2022
Instrument2022110019
Transaction TypeTransfer
Record UpdatedOct 27, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1006 WALL ST, 1006, GALENA, KS 66739-1354

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439

Mortgage

Document Number2022110020
DateOct 17, 2022
Instrument2022110020
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439

Mortgage

Document Number0187851832
DateNov 19, 2021
Book Page18785/1832
Instrument2021166173
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJun 26, 2019
Property Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439
Document Number0175151742
Book / Page17515 / 1742
Map ReferenceMAP B-408
Instrument DateJun 21, 2019
Instrument2019060362
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTITLE LINK LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,181.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address425 ADOLPHUS ST, 425, FORKED RIVER, NJ 08731-2439

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439

Mortgage

Document Number2019060363
DateJun 26, 2019
Instrument2019060363
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address425 ADOLPHUS ST, FORKED RIVER, NJ 08731-2439
Document Number0166260283
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ADOLPHUS ST FORKED RIVER NJ 087312439, FORKED RIVER, NJ 08731-2439

Mortgage

Document Number0166260283
DateJan 9, 2017
Book Page016626/000283
Instrument2954
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 8, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 425 Adolphus St was $5,670, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$207,300 (-) Land $86,500 Building $120,800$207,300 (-) Land $86,500 Building $120,800
2025$5,670.00 (+7.96%)$207,300 Land $86,500 Building $120,800$207,300 Land $86,500 Building $120,800
2024$5,252.00
2023$207,300 Land $86,500 Building $120,800$207,300 Land $86,500 Building $120,800
2022$4,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Adolphus St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Adolphus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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