425 Adams St, Elyria, OH 44035 Property Records

Lorain County property record for 425 Adams St, Elyria, OH 44035 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1950
Square Footage1,417 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$89,900 (2003)
Tax Bill$1,953.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-068-103-003

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,417 sqft Living Area
1st Floor828 sqft 1st Floor
Basement Area812 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,405 sqft (0.17 acres)
Depth X Width150 ft x 50 ft Depth x Width
Garage TypeDetached Garage
Garage Area180 sqft Garage
Porch Area105 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address425 ADAMS ST
CityELYRIA
StateOH
Zip44035-3310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE & B 50 X 150 S/L 14
Legal SubdivisionELY & BOYNTONS ADDITION
Legal Tract24
Legal Block103
Legal Lot Number14
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2010
Census Tract70500

Owner

Source: Lorain County records · APN 06-24-068-103-003

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address425 ADAMS ST, ELYRIA, OH 44035-3310
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
DOLLAR BANK FSB
Oct 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
DOLLAR BK
Oct 18, 2018Deed of Trust, Mortgage
DOLLAR BK FEDL SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2003 · Amount on Record
Deed SaleJan 28, 2003 · Amount on Record
Prior SaleFeb 22, 2001 · Amount on Record
Deed Doc Number2003887223
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 02, 2026
Property Address425 ADAMS ST, ELYRIA, OH 44035-3310
Document Number0000098139
Instrument DateMay 21, 2026
Instrument202698139
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ADAMS ST, ELYRIA, OH 44035-3310

Mortgage

Document Number0000098139,
DateJun 02, 2026
Instrument202698139
Lender
NameDOLLAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.23%
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address425 ADAMS ST, ELYRIA, OH 44035-3310
Document Number0000692399
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedNov 07, 2018
Title CompanyFINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ADAMS ST ELYRIA OH 440353310, ELYRIA, OH 44035-3310

Mortgage

Document Number0000692399
DateOct 25, 2018
Instrument692399
Lender
NameDOLLAR BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address425 ADAMS ST, ELYRIA, OH 44035-3310
Document Number0000692393
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyFINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ADAMS ST ELYRIA OH 440353310, ELYRIA, OH 44035-3310

Mortgage

Document Number0000692393
DateOct 24, 2018
Instrument692393
Lender
NameDOLLAR BK FEDL SVGS BK
AddressPITTSBURGH, PA 15222
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,953.00 Homeowner's exemption$41,480 (+0.02%) Land $6,130 Building $35,350$118,490 (-) Land $17,500 Building $100,990
2024$1,953.00 (+53.3%)$41,472 (+77.33%) Land $6,125 Building $35,347$118,490 (+77.33%) Land $17,500 Building $100,990
2023$1,274.00 (+0.39%)$23,387 (-0.01%) Land $3,395 Building $19,992$66,820 (-) Land $9,700 Building $57,120
2022$1,269.00$23,390 Land $3,400 Building $19,990
2021$66,820 Land $9,700 Building $57,120

Flood & Wildfire

425 Adams St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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