425 Adam Ave, Sparta, MO 65753 Property Records

Christian County property record for 425 Adam Ave, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 2004
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,700 (Mar 2020)
Tax Bill	$1,215 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.7-26-004-004-016.003`

Property Details

APN / Parcel Number

Primary APN	`12-0.7-26-004-004-016.003`
Alternative APN	`12-0.7-26-4-4-16.003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	106 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	425 ADAM AVE
City	SPARTA
State	MO
Zip	65753-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 MILLBROOKE PHASE 2
Legal Range	20W
Legal Township	27N
Legal Section	26
Legal Subdivision	MILLBROOKE PHASE 2
Legal Phase	2
Legal Lot Number	135
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1014
Census Tract	20402

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 ADAM AVE, SPARTA, MO 65753-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 26, 2018	Deed of Trust, Mortgage · ARM COMMERCE BANK
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage SPRINGFIELD FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Mar 19, 2014
Deed Document Number	20202694
Deed Book / Page	2020 / 2664
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0201409235
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	425 ADAM AVE, SPARTA, MO 65753-9422
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NDTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ADAM AVE, SPARTA, MO 65753-9422

Mortgage

Document Number	0202302631
Date	Mar 10, 2023
Book Page	2023/2631
Instrument	2023L02679

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	425 ADAM AVE, SPARTA, MO 65753-9422
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	FIRST AMERICAN NDTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ADAM AVE, SPARTA, MO 65753-9422

Mortgage

Document Number	0202216118
Date	Oct 31, 2022
Book Page	2022/16118
Instrument	2022L16282

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	331 Months
Due	May 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	425 ADAM AVE, SPARTA, MO 65753-9422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201812801
Date	Sep 26, 2018
Book Page	2018/12801
Instrument	2018L12942

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 2, 2020
Property Address	425 ADAM AVE, SPARTA, MO 65753-9422
Document Number	0202002664
Book / Page	2020 / 2664
Map Reference	MB G PG 568
Instrument Date	Mar 2, 2020
Instrument	2020L02694
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LEGAL LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ADAM AVE, SPARTA, MO 65753-9422

Mortgage

Document Number	2020L02695
Date	Mar 2, 2020
Instrument	2020L02695

Lender

Name	SPRINGFIELD FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Sparta City
Unified School District	Sparta R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,430 (+6.4%)	$123,300 (+6.38%) Land $20,000 Building $103,300
2024	$1,215.00
2023		$22,020	$115,900 Land $20,000 Building $95,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA PWS serves 1,946 people · EPA ID MO5010752
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
WON Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: White River Connect.

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