Unicoi County property record for 425 Academy St, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 806 sqft · built 1947 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Jul 2013) |
| Tax Bill | $349 (2024) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031C-B-018.00 |
| Primary APN | 031C-B-018.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 806 sqft Living Area |
| Gross Area | 1,014 sqft |
| 1st Floor Area | 806 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 341 sqft |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 ACADEMY ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | E L CO BLK H LOT NOTE LOT 1/5-29 ALL-30 2/5-31 40X100 IRR |
| Legal Subdivision | E L CO |
| Legal Block | H |
| Legal Lot Number | 1 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 80400 |
Source: Unicoi County records, as of March 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 83, ERWIN, TN 37650-0083 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2013 · Amount on Record |
| Deed Sale | Jul 17, 2013 · Amount on Record |
| Deed Document Number | 20131446 |
| Deed Book / Page | 370 / 956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 425 ACADEMY ST, ERWIN, TN 37650-1701 |
| Document Number | 425186 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | DEBBIE TITLE |
| Name | Verified Name |
|---|---|
| Address | 112 GAY ST ERWIN TN 376501228, ERWIN, TN 37650-1228 |
| Document Number | 425186 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 000425/000186 |
| Instrument | 1476 |
| Name | MOUNTAIN CMRC BK |
|---|---|
| Type | Bank |
| Address | JOHNSON CITY, TN 37602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 31, 2024 |
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Municipality | Erwin Town |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,350 (-) Land $2,550 Building $10,800 | $53,400 (-) Land $10,200 Building $43,200 | |
| 2024 | $349.00 (+11.15%) | ||
| 2023 | $13,350 (-) Land $2,550 Building $10,800 | ||
| 2022 | $314.00 | $13,350 Land $2,550 Building $10,800 | $53,400 Land $10,200 Building $43,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Point Broadband, T-Mobile.
5G (outdoors only) and 4G LTE
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