425 7th St, Granby, CO 80446 Property Records

Grand County property record for 425 7th St, Granby, CO 80446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1999
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Aug 2026)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R113011`

Property Details

APN / Parcel Number

Primary APN	`R113011`
Alternative APN	`132932332012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft
Gross Area	1,072 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R113011
Street Address	425 7TH ST
City	GRANBY
State	CO
Zip	80446-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: GRAND MEADOWS GRANBY LOT: 12 BLOCK: 1
Legal Range	75W
Legal Township	1S
Legal Section	19
Legal Subdivision	GRAND MEADOWS GRANBY
Legal Block	1
Legal Lot Number	12
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1063
Census Tract	207

Owner

Source: Grand County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2762, GRANBY, CO 80446-0115
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · FHA Mortgage SOCIETY MORTGAGE
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	20265135
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Aug 5, 2026
Property Address	425 7TH ST, GRANBY, CO 80446-5549
Document Number	0000005135
Instrument Date	Aug 5, 2026
Instrument	20265135
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,949.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000005136,
Date	Aug 5, 2026
Instrument	20265136

Lender

Name	SOCIETY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate	6.49%
Max Rate	-1%

Mortgage

Document Number	0000005137,
Date	Aug 5, 2026
Instrument	20265137

Lender

Name	SOCIETY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate	6.49%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	425 7TH ST, GRANBY, CO 80446-5549
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025009401
Date	Nov 25, 2025
Instrument	2025009401

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	8959 E 40TH AVE, DENVER, CO 80238

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Granby Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00 (+3.16%)	$23,580 (+1.03%) Land $3,880 Building $19,700	$377,140 (+8.24%) Land $62,000 Building $315,140
2023	$1,426.00 (+43.17%)	$23,340 (+52.15%) Land $3,470 Building $19,870	$348,420 (+57.86%) Land $51,820 Building $296,600
2022	$996.00	$15,340 Land $2,780 Building $12,560	$220,710 Land $40,000 Building $180,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321
Water Source	Surface water
Last State Inspection	May 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

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