Ocean County and Beach Haven Borough property record for 425 5th St, Beach Haven, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,932 sqft · built 1995 |
| Lot Size | 1.84 acres (80,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Oct 2020) |
| Tax Bill | $19,183 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-00164-0000-00001-01 |
| Primary APN | 04-00164-0000-00001-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,232 sqft |
| Basement Area | 300 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 80,510 sqft |
| Lot Width | 200 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 425 5TH ST |
|---|---|
| City | BEACH HAVEN |
| State | NJ |
| Zip | 08008-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M-C |
| Legal Description | 200XIRR 1.04 |
| Legal Block | 164 |
| Legal Lot Number | 1.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BEACH HAVEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 738002 |
425 5th St is owned and occupied by two individuals who bought it in October 2020.
Source: Ocean County and Beach Haven Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 5TH ST, BEACH HAVEN, NJ 08008-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Oct 1, 2020 | Deed, Transfer · Conventional Mortgage INVESTORS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Prior Sale | Feb 1, 1996 · Amount on File |
| Deed Document Number | 2020111200 |
| Deed Book / Page | 18082 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 425 5TH ST, BEACH HAVEN, NJ 08008-1902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0202921938 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 20292/1938 |
| Instrument | 2026014415 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 425 5TH ST, BEACH HAVEN, NJ 08008-1902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0186211445 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 18621/1445 |
| Instrument | 2021116691 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Jan 24, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 1, 2020 |
| Property Address | 425 5TH ST, BEACH HAVEN, NJ 08008-1902 |
| Document Number | 0180820050 |
| Book / Page | 18082 / 50 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020111200 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 5TH ST, 425, BEACH HAVEN, NJ 08008-1902 |
| Name | Verified Name |
|---|---|
| Address | 19 GUNTHER ST, MENDHAM, NJ 07945-1414 |
| Document Number | 2020111201 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020111201 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
The 2025 property tax bill for 425 5th St was $19,183, up 8.7% from the year before.
Source: Ocean County and Beach Haven Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Beach Haven Borough |
| Elementary School District | Beach Haven Borough School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,345,200 (-) Land $1,029,800 Building $315,400 | $1,345,200 (-) Land $1,029,800 Building $315,400 | |
| 2025 | $19,183.00 (+8.69%) | $1,345,200 Land $1,029,800 Building $315,400 | $1,345,200 Land $1,029,800 Building $315,400 |
| 2024 | $17,649.00 | ||
| 2023 | $1,345,200 Land $1,029,800 Building $315,400 | $1,345,200 Land $1,029,800 Building $315,400 | |
| 2022 | $15,133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 5th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 445 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 710 units insured incl. 265 condo units |
| Nearby Flood Claims | 1,381 (1979–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 425 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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