425 3rd St, Osceola, MO 64776 Property Records

St. Clair County property record for 425 3rd St, Osceola, MO 64776

Property Summary

Property Type	Single Family Home
Details	2 bd · 932 sqft · built 1910
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2025 Sale May 2022 Line of Credit + 1 more
APN	`09-4.0-20-002-017-004.00`

Property Details

APN / Parcel Number

Primary APN	`09-4.0-20-002-017-004.00`
Alternative APN	`6762`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	425 3RD ST
City	OSCEOLA
State	MO
Zip	64776-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 5,6 BLK 33 OSCEOLA ORIGINAL TOWN
Legal Block	33
Legal Lot Number	5-6
Jurisdiction	SAINT CLAIR MO
Township / Civil Division	OSCEOLA
Census Block Group	1
Census Block	1057
Census Tract	480300

Owner

Source: St. Clair County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 3RD ST, OSCEOLA, MO 64776-2500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Beneficiary Deed, Transfer
May 26, 2022	Warranty Deed, Transfer · Line of Credit ST CLAIR COUNTY STATE BANK
Apr 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025
Deed Sale	Sep 26, 2025
Prior Sale	Apr 27, 2022
Deed Document Number	000660/115
Deed Book / Page	660 / 115
Record Updated	Jun 8, 2026

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	Sep 26, 2025
Property Address	425 3RD ST, OSCEOLA, MO 64776-2500
Document Number	000660/115
Book / Page	660 / 115
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 3RD ST, OSCEOLA, MO 64776-2500

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MO
Recording Date	May 26, 2022
Property Address	425 3RD ST, OSCEOLA, MO 64776-2500
Document Number	000643/946
Book / Page	643 / 946
Instrument Date	May 25, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 3RD ST, OSCEOLA, MO 64776-2500
Investor	Possibly a Property Investor

Mortgage

Document Number	0000643948
Date	May 26, 2022
Instrument	643/948

Lender

Name	ST CLAIR COUNTY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Jul 25, 2027

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MO
Recording Date	Apr 27, 2022
Property Address	425 3RD ST, OSCEOLA, MO 64776-2500
Document Number	0000643/72
Book / Page	643 / 72
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3570 NE OLD HIGHWAY 13, OSCEOLA, MO 64776-2423

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Clair County
Municipality	Osceola City
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$4,200 (-)	$22,200 (-) Land $2,800 Building $19,400
2024	$4,200 (-)
2023	$4,200	$22,200 Land $2,800 Building $19,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA PWS serves 947 people · EPA ID MO5010612
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

May also be available: AT&T, Rocket Connect, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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