425 2nd Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 425 2nd Ave SE, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	887 sqft · built 1915
Lot Size	0.226 acres (9,885 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jun 2022)
Tax Bill	$2,150 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-043-0980`

Property Details

APN / Parcel Number

Primary APN	`21-043-0980`

Interior

Building Area	887 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	9,885 sqft (0.226 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	425 2ND AVE SE
City	MILACA
State	MN
Zip	56353-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	THIRD ADDITION TO MILACA
Legal Block	26
Legal Lot Number	9
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2047
Census Tract	170500

Owner

425 2nd Ave SE is owned and occupied by an individual who bought it in June 2022.

Source: Mille Lacs County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	425 2ND AVE SE, MILACA, MN 56353-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Apr 28, 2010 · Amount on File
Deed Document Number	2022431727
Prior Transfer Date	Feb 2, 2010
Prior Transfer Doc	360386
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jun 14, 2022
Property Address	425 2ND AVE SE, MILACA, MN 56353-1216
Document Number	000A431727
Instrument Date	Jun 3, 2022
Instrument	A431727
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	STEAMS COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 2ND AVE SE, MILACA, MN 56353-1216

Mortgage

Document Number	000A431728
Date	Jun 14, 2022
Instrument	A431728

Lender

Name	ST CLOUD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Jun 8, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 425 2nd Ave SE was $2,150.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,150.00	$187,400 (+2.46%) Land $36,000 Building $151,400	$187,400 (+2.46%) Land $36,000 Building $151,400
2025		$182,900 Land $32,000 Building $150,900	$182,900 Land $32,000 Building $150,900
2023	$1,860.00	$153,900 Land $28,000 Building $125,900	$153,900 Land $28,000 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 2nd Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 2nd Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20