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425 2nd Ave NE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 425 2nd Ave NE, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,294 sqft · built 1999
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Oct 2023)
Tax Bill$3,708 (2026)
Deeds & MortgagesOct 2023 Sale
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-025-4602

Property Details

APN / Parcel Number

Primary APN21-025-4602

Interior

Building Area1,294 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area11,761 sqft (0.27 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Location & Zoning

Street Address425 2ND AVE NE
CityMILACA
StateMN
Zip56353-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF MILACA N 71.25 FT OF S 206.25 FT OF W 165 FT OF SE OF NW, LYING 66 FT E OF BLK 12, 2ND ADD
Legal Range27
Legal Township38
Legal Section25
Legal Subdivision2ND ADD
Legal Block12
JurisdictionMILLE LACS MN
Township / Civil DivisionMILACA
Census Block Group2
Census Block2015
Census Tract170500

Owner

425 2nd Ave NE is owned and occupied by two individuals who bought it in October 2023.

Source: Mille Lacs County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address425 2ND AVE NE, MILACA, MN 56353-1605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Warranty Deed, Transfer
HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 6, 2020Quit Claim Deed, Transfer
HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Nov 4, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2023 · Amount on File
Deed SaleOct 18, 2023 · Amount on File
Prior SaleNov 4, 2019 · Amount on File
Deed Document Number2023438407
Prior Transfer DateOct 13, 2023
Prior Transfer Doc000A438407
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateOct 18, 2023
Property Address425 2ND AVE NE, MILACA, MN 56353-1605
Document Number000A438407
Instrument DateOct 13, 2023
InstrumentA438407
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount on Record
Tax$726.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 2ND AVE NE, MILACA, MN 56353-1605

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address425 2ND AVE NE, MILACA, MN 56353-1605
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA428148
DateNov 16, 2021
InstrumentA428148
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLE LACS MN
Recording DateApr 6, 2020
Property Address425 2ND AVE NE, MILACA, MN 56353-1605
Document NumberA416566
Instrument DateFeb 25, 2020
InstrumentA416566
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 2ND AVE NE, MILACA, MN 56353-1605

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 4, 2019
Property Address425 2ND AVE NE, MILACA, MN 56353-1605
Document NumberA414126
Instrument DateOct 21, 2019
InstrumentA414126
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyHOME SECURITY ABSTRACT & TIT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$577.17
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 2ND AVE NE, MILACA, MN 56353-1605
InvestorPossibly a Property Investor

Mortgage

Document NumberA414127
DateNov 4, 2019
InstrumentA414127
Lender
NameFAIRWAY INDEPENDENT MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 425 2nd Ave NE was $3,708, up 0.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,708.00 (+0.71%)$296,100 (+2.78%) Land $36,000 Building $260,100$296,100 (+2.78%) Land $36,000 Building $260,100
2025$3,682.00 Homeowner's exemption$288,100 Land $32,000 Building $256,100$288,100 Land $32,000 Building $256,100
2023$3,260.00$244,700 Land $28,000 Building $216,700$244,700 Land $28,000 Building $216,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 2nd Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 2nd Ave NE is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMilaca
serves 3,043 people · EPA ID MN1480002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
Benton Cooperative Telephone Company
Cable · Fiber in parts of the area		100 / 20
AT&T
Fixed Wireless		100 / 20

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