42495 Spinks Ferry Rd, Leesburg, VA 20176 Property Records

Loudoun County property record for 42495 Spinks Ferry Rd, Leesburg, VA 20176

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,040 sqft · built 1955
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$655,000 (Nov 2024)
Tax Bill$5,318 (2026)
Deeds & MortgagesApr 2021 Refinance
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN139-46-0785-000

Property Details

APN / Parcel Number

Primary APN139-46-0785-000
Alternative APN
  • 30 2B

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft
TerrainSteep

Exterior Amenities

PorchEnclosed Porch
Porch Area180 sqft
Deck AreaDeck Area
Patio Area128 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address42495 SPINKS FERRY RD
CityLEESBURG
StateVA
Zip20176-5705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR1
Legal DescriptionNEAR GORESVILLE 416--166,416-168 (DEATH CERT 4/27/92)
Legal SubdivisionGORESVILLE
Legal Block2
JurisdictionLOUDOUN VA
Township / Civil DivisionCATOCTIN
Census Block Group2
Census Block2049
Census Tract610300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address42495 SPINKS FERRY RD, LEESBURG, VA 20176-5705
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TRUIST BANK
Jan 3, 2018Warranty Deed, Transfer · Conventional with PMI
BNC NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleJan 3, 2018 · Amount on Record
Deed Document Number202450705
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42495 SPINKS FERRY RD, LEESBURG, VA 20176-5705
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyNATIONAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049698
DateApr 28, 2021
Instrument202104280049698
Lender
NameTRUIST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJan 3, 2018
Property Address42495 SPINKS FERRY RD, LEESBURG, VA 20176-5705
Document Number20180103000114
Instrument DateDec 29, 2017
Instrument114
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$419.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42495 SPINKS FERRY RD LEESBURG VA 201765705, LEESBURG, VA 20176-5705

Mortgage

Document Number20180103000115
DateJan 3, 2018
Instrument115
Lender
NameBNC NAT'L BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,318.00 (+7.3%)$660,640 (+16.63%) Land $200,000 Building $460,640$660,640 (+16.63%) Land $200,000 Building $460,640
2023$4,956.00$566,430 Land $160,000 Building $406,430$566,430 Land $160,000 Building $406,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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