4249 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4249 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,521 sqft · built 1994
Lot Size	0.154 acres (6,700 sqft)
Owner	Company Name on Record
Last Sale	$499,990 (Oct 2024)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-06-378`

Property Details

APN / Parcel Number

Primary APN	`304-06-378`
Alternative APN	`304063781`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	2,711 sqft
1st Floor Area	1,288 sqft
2nd Floor Area	1,233 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,700 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4249 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-0370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	TOWNE MEADOWS AMD LOT 1-591 TR A MCR 320-06
Legal Range	6E
Legal Township	1S
Legal Section	1
Legal Subdivision	TOWNE MEADOWS AMD LOT 1-591 TR A
Legal Tract	A
Legal Lot Number	343
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422622

Owner

Source: Maricopa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	935 W KNOWLES CIR, MESA, AZ 85210-6760
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit CHAMPIONS FUNDING LLC
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Oct 25, 2024 · Amount on Record
Deed Document Number	2024582275
Prior Transfer Date	Jan 2, 2019
Prior Transfer Doc	0000044712
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2026
Property Address	4249 E ENCINAS AVE, GILBERT, AZ 85234-0370
Document Number	0000407135
Instrument Date	Jun 29, 2026
Instrument	2026407135
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	935 W KNOWLES CIR, MESA, AZ 85210-6760

Mortgage

Document Number	0000407135,
Date	Jul 8, 2026
Instrument	2026407135

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4249 E ENCINAS AVE, GILBERT, AZ 85234-0370
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 E ENCINAS AVE, GILBERT, AZ 85234-0370

Mortgage

Document Number	0000392606
Date	Jul 27, 2023
Instrument	20230392606

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2019
Property Address	4249 E ENCINAS AVE, GILBERT, AZ 85234-0370
Document Number	0000044709
Map Reference	DOC88-272222
Instrument Date	Jan 15, 2019
Instrument	20190044709
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AMERICAN TITLE SERVICE AGENC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 W WHISTLING THORN AVE, 928, QUEEN CREEK, AZ 85140-3513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 E ENCINAS AVE, GILBERT, AZ 85234-0370

Mortgage

Document Number	0000044710
Date	Jan 22, 2019
Instrument	20190044710

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000044711
Date	Jan 22, 2019
Instrument	20190044711

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,080 (+99%)	$490,800 (+6.77%) Land $98,100 Building $392,700
2025	$2,288.00 (+23.94%)	$24,663 (-49.43%)	$459,700 (-5.74%) Land $91,900 Building $367,800
2024		$48,770	$487,700 Land $97,500 Building $390,200
2023	$1,846.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Verizon.

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