4249 Cottage Ln, Conley, GA 30288 Property Records

Clayton County property record for 4249 Cottage Ln, Conley, GA 30288

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,778 sqft · built 1969
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$99,400 (Oct 2003)
Tax Bill	$2,325 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-238B-C-012`

Property Details

APN / Parcel Number

Primary APN	`12-238B-C-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4249 COTTAGE LN
City	CONLEY
State	GA
Zip	30288-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS110
Legal Subdivision	ROCKLANE ESTATES
Legal Lot Number	30
Jurisdiction	CLAYTON GA
Township / Civil Division	FOREST PARK-MORROW
Census Block Group	5
Census Block	5005
Census Tract	40410

Owner

4249 Cottage Ln is owned and occupied by an individual who bought it in October 2003.

Source: Clayton County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4249 COTTAGE LN, CONLEY, GA 30288-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 7, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2003 · Amount on File
Deed Sale	Oct 14, 2003 · Amount on File
Prior Sale	Sep 13, 1994 · Amount on File
Deed Book / Page	6984 / 120
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	4249 COTTAGE LN, CONLEY, GA 30288-2120
Document Number	0121050030
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 COTTAGE LN CONLEY GA 302882120, CONLEY, GA 30288-2120

Mortgage

Document Number	0121050030
Date	Aug 28, 2020
Book Page	012105/000030

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	4249 COTTAGE LN, CONLEY, GA 30288-2120
Document Number	0121250148
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 COTTAGE LN CONLEY GA 302882120, CONLEY, GA 30288-2120

Mortgage

Document Number	0121250148
Date	Sep 11, 2020
Book Page	012125/000148

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAYTON GA
Property Address	4249 COTTAGE LN, CONLEY, GA 30288-2120
Document Number	0115610364
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 COTTAGE LN CONLEY GA 302882120, CONLEY, GA 30288-2120

Mortgage

Document Number	0115610364
Date	Jul 1, 2019
Book Page	011561/000364
Instrument	51243

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2026 property tax bill for 4249 Cottage Ln was $2,325 with a homeowner's exemption.

Source: Clayton County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clayton County
Unified School District	Clayton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,325.00 Homeowner's exemption	$75,160 (+7.68%) Land $6,400 Building $68,760	$187,900 (+7.68%) Land $16,000 Building $171,900
2025	$2,325.00 Homeowner's exemption	$69,800 Land $6,400 Building $63,400	$174,500 Land $16,000 Building $158,500
2023	$2,326.00 Homeowner's exemption	$64,440 Land $6,400 Building $58,040	$161,100 Land $16,000 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4249 Cottage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4249 Cottage Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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