4248 Elario Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 4248 Elario Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,196 sqft · built 1987
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 1997)
Tax Bill	$6,723 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-210-063-9`

Property Details

APN / Parcel Number

Primary APN	`130-210-063-9`
Alternative APN	`130-210-063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	2,196 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Lot Area	13,024 sqft (0.299 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4248 ELARIO DR
City	CONCORD
State	CA
Zip	94518-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL MAP 122 PG 38 POR PCL B
Legal Subdivision	AS SHOWN ON THE LOT MAP
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	337100

Owner

4248 Elario Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4248 ELARIO DR, CONCORD, CA 94518-1814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Jan 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1997 · Amount on File
Deed Sale	Sep 23, 1997 · Amount on File
Prior Sale	Sep 3, 1997 · Amount on File
Deed Document Number	1997175351
Last Transfer Date	Dec 15, 2020
Transfer Doc	0000000741
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4248 ELARIO DR, CONCORD, CA 94518-1814
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 ELARIO DR, CONCORD, CA 94518-1814

Mortgage

Document Number	0000049720
Date	May 25, 2023
Instrument	2023-049720

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4248 ELARIO DR, CONCORD, CA 94518-1814
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE HOUSTON TX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086027
Date	May 17, 2017
Instrument	2017-086027

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 4, 2021
Property Address	4248 ELARIO DR, CONCORD, CA 94518-1814
Document Number	0000000741
Map Reference	MB 122 PG 38
Instrument Date	Dec 15, 2020
Instrument	2021-000741
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4248 ELARIO DR, CONCORD, CA 94518-1814

Mortgage

Document Number	0000000742
Date	Jan 4, 2021
Instrument	2021-000742

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4248 Elario Dr was $6,723 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,831 (+2%) Land $170,997 Building $364,834
2025	$6,723.00 Homeowner's exemption	$525,326 Land $167,645 Building $357,681
2023	$6,416.00 (+1.45%) Homeowner's exemption	$504,929 Land $161,136 Building $343,793
2022	$6,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4248 Elario Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2002)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2002 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4248 Elario Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom.

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