4248 Cloverhill Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4248 Cloverhill Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1967
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Dec 2019)
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0020-0208-00`

Property Details

APN / Parcel Number

Primary APN	`540-0020-0208-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	1,370 sqft
Basement Area	1,370 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4248 CLOVERHILL TER
City	CINCINNATI
State	OH
Zip	45238-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCUP
Legal Description	SILVERSPRING DR 85 X 125 IRR LOT 216 DELSHIRE SUB BL D PT 1
Legal Subdivision	DELSHIRE SUB
Legal Block	D
Legal Lot Number	216
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1002
Census Tract	21422

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4248 CLOVERHILL TER, CINCINNATI, OH 45238-6104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Jan 8, 2003 · Amount on Record
Deed Document Number	2019106066
Deed Book / Page	14054 / 2727
Prior Transfer Date	Dec 31, 2009
Prior Transfer Doc	0000000716
Record Updated	Jun 8, 2026

December 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 2, 2019
Property Address	4248 CLOVERHILL TER, CINCINNATI, OH 45238-6104
Document Number	0000106066
Book / Page	14054 / 02727
Map Reference	MB 20 PG 5
Instrument Date	Nov 29, 2019
Instrument	2019-0106066
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PREMIER SERVICE TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4248 CLOVERHILL TER, CINCINNATI, OH 45238-6104

Mortgage

Document Number	0000106067
Date	Dec 2, 2019
Instrument	2019-0106067

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,777.00 (+2.5%)	$63,501 (-) Land $9,345 Building $54,156	$181,430 (-) Land $26,700 Building $154,730
2024	$3,685.00 (-0.3%)	$63,501 (-) Land $9,345 Building $54,156
2023	$3,696.00 (+22.18%)	$63,501 (+37.45%) Land $9,345 Building $54,156	$181,430 (+37.45%) Land $26,700 Building $154,730
2022	$3,025.00 Homeowner's exemption	$46,200 Land $9,100 Building $37,100
2020			$132,000 Land $26,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20