Scott County property record for 4248 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (May 2023) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-00-016.000 |
| Primary APN | 156-00-016.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4248 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | HARRY F GIRDLER |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 40400 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4248 CINCINNATI RD, GEORGETOWN, KY 40324-8968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARDIAN SAVINGS BANK |
| Jan 4, 2019 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES EXCHANGE BANK |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Feb 20, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Deed Document Number | 2023473349 |
| Deed Book / Page | 442 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 26, 2023 |
| Property Address | 4248 CINCINNATI RD, GEORGETOWN, KY 40324-8968 |
| Document Number | 000D442/87 |
| Book / Page | D442 / 87 |
| Map Reference | CAB 1 SL 454 |
| Instrument Date | May 18, 2023 |
| Instrument | 473349 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6268 CINCINNATI RD, SADIEVILLE, KY 40370-9511 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4248 CINCINNATI RD, GEORGETOWN, KY 40324-8968 |
| Document Number | 0000473350 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 473350 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4248 CINCINNATI RD, GEORGETOWN, KY 40324-8968 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1424/451 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | M1424/451 |
| Instrument | 395382 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 27, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 4248 CINCINNATI RD, GEORGETOWN, KY 40324-8968 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1486/684 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | M1486/684 |
| Instrument | 411209 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 20, 2018 |
| Property Address | 4248 CINCINNATI RD, GEORGETOWN, KY 40324-8968 |
| Document Number | D395/060 |
| Book / Page | D395 / 060 |
| Instrument Date | Feb 19, 2018 |
| Instrument | 382725 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6268 CICNNNATI RD, 6268, SADIEVILLE, KY 40370 |
| Name | Verified Name |
|---|---|
| Address | 4248 CINNCATI RD, GEORGETOWN, KY 40324 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,800 (+25.81%) | $511,800 (+25.81%) | |
| 2025 | $3,623.00 (+68.36%) | $406,800 (+71.36%) | $406,800 (+71.36%) |
| 2023 | $2,152.00 (+4.52%) | $237,400 (-) Land $45,000 Building $192,400 | $237,400 (-) Land $45,000 Building $192,400 |
| 2022 | $2,059.00 | $237,400 Land $45,000 Building $192,400 | $237,400 Land $45,000 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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