4248 20th Ave SW, Naples, FL 34116 Property Records

Collier County property record for 4248 20th Ave SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,416 sqft · built 1969
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Apr 2014)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2019 Mortgage
Flood Zone	Zone AH (high risk)
APN	`321400 32 134B22`

Property Details

APN / Parcel Number

Primary APN	`321400 32 134B22`
Alternative APNs	`3575484000206890032134` `35754840002`

Interior

Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	4248 20TH AVE SW
City	NAPLES
State	FL
Zip	34116-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 2 BLK 32 LOT 13
Legal Range	26
Legal Township	49
Legal Section	22
Legal Subdivision	GOLDEN GATE CITY UNIT 2
Legal Tract	321400
Legal Block	32
Legal Lot Number	13
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	10421

Owner

4248 20th Ave SW is owned and occupied by two individuals who bought it in April 2014.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4248 20TH AVE SW, NAPLES, FL 34116-6408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2014 · Amount on File
Deed Sale	Apr 7, 2014 · Amount on File
Deed Document Number	20144964898
Deed Book / Page	5024 / 22
Prior Transfer Date	Jun 4, 1999
Prior Transfer Doc	2558002572
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4248 20TH AVE SW, NAPLES, FL 34116-6408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055513635
Date	Sep 12, 2018
Book Page	5551/3635
Instrument	5611103

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4248 20TH AVE SW, NAPLES, FL 34116-6408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056161409
Date	Apr 9, 2019
Book Page	5616/1409
Instrument	5695504

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4248 20th Ave SW was $1,703 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,267 (+2.7%)	$345,964 (+17.23%) Land $193,570 Building $152,394
2025	$1,703.00 Homeowner's exemption	$168,712	$295,118 Land $130,000 Building $165,118
2023	$1,568.00 (-0.25%) Homeowner's exemption	$159,182 (+3%)	$309,445 (+18.68%) Land $210,000 Building $99,445
2022	$1,572.00 Homeowner's exemption	$154,546	$260,734 Land $160,125 Building $100,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4248 20th Ave SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 175 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 units insured incl. 8 condo units
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4248 20th Ave SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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