42476 Fairgrounds Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 42476 Fairgrounds Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,176 sqft · built 1963
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Dec 2016)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-000303`

Property Details

APN / Parcel Number

Primary APN	`03-000303`
Alternative APNs	`3000303` `000303`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,176 sqft Total Area
Basement Area	850 sqft
Finished Basement	850 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Deck Area	132 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	000303
Street Address	42476 FAIRGROUNDS RD
City	LEONARDTOWN
State	MD
Zip	20650-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	1.10 ACRES OFF FAIRGROUNDS RD LEONARDTOWN
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1037
Census Tract	875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42476 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 24, 2020	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2016 · Amount on Record
Deed Sale	Dec 23, 2016 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	20164553-448
Deed Book / Page	4553 / 448
Prior Transfer Date	Feb 20, 2015
Prior Transfer Doc	0041620131
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Recording Date	Apr 3, 2026
Property Address	42476 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3503
Document Number	6876000319
Book / Page	6876 / 319
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42476 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3503

Mortgage

Document Number	6876000319,
Date	Apr 3, 2026
Book Page	6876/319

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42476 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3503
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058720057
Date	Aug 5, 2021
Book Page	5872/57

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42476 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3503
Document Number	0053340204
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42476 FAIRGROUNDS RD LEONARDTOWN MD 206503503, LEONARDTOWN, MD 20650-3503

Mortgage

Document Number	0053340204
Date	May 7, 2020
Book Page	005334/000204

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,400 (+0.91%)	$417,800 (+2.73%) Land $114,500 Building $303,300
2025	$4,515.00 (+16.67%)	$406,700 (+11.46%) Land $114,500 Building $292,200	$406,700 (-) Land $114,500 Building $292,200
2023	$3,870.00	$364,900	$406,700 Land $114,500 Building $292,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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