42472 175th Ave, Derby, IA 50068 Property Records

Lucas County property record for 42472 175th Ave, Derby, IA 50068 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	1,964 sqft · built 1940
Lot Size	37.6 acres (1,641,341 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jan 2019)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1020400001`

Property Details

APN / Parcel Number

Primary APN	`1020400001`

Interior

Stories	1 Story
Building Area	1,964 sqft Living Area
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	1,641,341 sqft (37.6 acres)
Utility Building	1,656 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	42472 175TH AVE
City	DERBY
State	IA
Zip	50068-8573
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-71-22 NW SE
Legal Range	22W
Legal Township	71N
Legal Section	20
Jurisdiction	LUCAS IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1069
Census Tract	950200

Owner

Source: Lucas County records · APN 1020400001

Assessment roll updated January 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42472 175TH AVE, DERBY, IA 50068-8573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Jan 04, 2019	Deed, Transfer · Stand-Alone First Mortgage PEOPLES SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2019 · Amount on Record
Deed Sale	Jan 04, 2019 · Amount on Record
Deed Document Number	201934
Deed Book / Page	2019 / 34
Prior Transfer Date	Dec 21, 2018
Prior Transfer Doc	0020190035
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	42472 175TH AVE, DERBY, IA 50068-8573
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220047
Date	Jan 10, 2022
Instrument	2022-0047

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LUCAS IA
Recording Date	Jan 04, 2019
Property Address	42472 175TH AVE, DERBY, IA 50068-8573
Document Number	0002019/34
Book / Page	2019 / 34
Instrument Date	Dec 21, 2018
Instrument	2019-0034
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42472 175TH AVE, DERBY, IA 50068-8573

Mortgage

Document Number	0020190035
Date	Jan 04, 2019
Instrument	2019-0035

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated January 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Mormon Trail Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 Homeowner's exemption Additional exemption filed	$147,531 (+74.51%) Land $41,326 Building $106,205	$147,531 (+74.51%) Land $41,326 Building $106,205
2024	$1,386.00 (+0.43%)
2023		$84,539 Land $26,769 Building $57,770	$84,539 Land $26,769 Building $57,770
2021	$1,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lucas County (19117C), updated February 16, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 70% of Iowa
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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