4246 Zetta Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4246 Zetta Ave, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,570 sqft · built 1915
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on File
Last Sale$123,500 (Jul 2006)
Tax Bill$2,955 (2025)
Deeds & MortgagesNov 2022 Mortgage
Nov 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN582-0014-0053-00

Property Details

APN / Parcel Number

Primary APN582-0014-0053-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,570 sqft Living Area
1st Floor Area910 sqft
2nd Floor Area660 sqft
Basement Area764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4246 ZETTA AVE
CityCINCINNATI
StateOH
Zip45217-1534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4246 ZETTA AVE 70 X 120 PT LOT 1 D BROWN EST SUB PARS 53-54 CONS
Legal SubdivisionD BROWN ESTATE SUB
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group5
Census Block5002
Census Tract25800

Owner

4246 Zetta Ave is owned and occupied by two individuals who bought it in July 2006.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address4246 ZETTA AVE, CINCINNATI, OH 45217-1534
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage
WRIGHT-PATT CREDIT UNION INC
Nov 20, 2018Warranty Deed, Transfer · Line of Credit
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2006 · Amount on File
Deed SaleJul 12, 2006 · Amount on File
Prior SaleApr 1, 1994
Deed Document Number06-108006
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4246 ZETTA AVE, CINCINNATI, OH 45217-1534
Transaction TypeMortgage
Record UpdatedDec 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102871
DateNov 2, 2022
Book Page14786/2271
Instrument2022-0102871
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
AmountAmount on Record

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 20, 2018
Property Address4246 ZETTA AVE, CINCINNATI, OH 45217-1534
Document Number0000102888
Book / Page013799 / 002766
Instrument DateNov 15, 2018
Instrument102888
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

Mortgage

Document Number102889
DateNov 20, 2018
Book Page013799/002768
Instrument102889
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 19, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4246 Zetta Ave was $2,955 with a homeowner's exemption, up 4.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,955.00 (+4.12%) Homeowner's exemption$58,216 (-) Land $13,860 Building $44,356
2024$2,838.00 (-20.79%) Homeowner's exemption$58,216 (-) Land $13,860 Building $44,356
2023$3,583.00 (+23.85%)$58,216 (+59.41%) Land $13,860 Building $44,356$166,330 Land $39,600 Building $126,730
2022$2,893.00 Homeowner's exemption$36,520 Land $10,812 Building $25,708
2020$104,340 Land $30,890 Building $73,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4246 Zetta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4246 Zetta Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Zetta Ave

Nearby Streets

Search Property Records by Address or Parcel Number