Brown County property record for 4246 White Oak Valley Rd, Georgetown, OH 45121
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,178 sqft |
| Lot Size | 49.2 acres (2,144,894 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Feb 2016) |
| Tax Bill | $2,291 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024466-7 |
| Primary APN | 024466-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Flooring | Wood |
| Construction Type | Frame |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 2,144,894 sqft (49.2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 328 sqft |
| Lean-To | 1,056 sqft |
| Pole Barn | 3,024 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 024466-7 |
|---|---|
| Street Address | 4246 WHITE OAK VALLEY RD |
| City | GEORGETOWN |
| State | OH |
| Zip | 45121-8206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S 796 49.24 A LANDS SCOTT TWP GEORGETOWN EVSD |
| Legal Subdivision | C SCOTTS M S NO 796 |
| Jurisdiction | BROWN OH |
| Township / Civil Division | SCOTT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 951800 |
4246 White Oak Valley Rd, a rural home, is owned and occupied by an individual who bought it in February 2016.
Source: Brown County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK |
| Jun 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK |
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| May 9, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jul 19, 2022 | Warranty Deed, Transfer TECHNETITLE |
| Jul 19, 2022 | Warranty Deed, Transfer TECHNETITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2016 · Amount on File |
| Deed Sale | Feb 25, 2016 · Amount on File |
| Deed Document Number | 2016823 |
| Deed Book / Page | 456 / 1130 |
| Prior Transfer Date | Jun 24, 2015 |
| Prior Transfer Doc | 0000003005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Jun 1, 2026 |
| Property Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Number | 0000002734 |
| Book / Page | 556 / 917 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Number | 0000002734, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 556/917 |
| Instrument | 20262734 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 26, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Jun 1, 2026 |
| Property Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Number | 0000002733 |
| Book / Page | 556 / 899 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Number | 0000002733, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 556/899 |
| Instrument | 20262733 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001147 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 528/2461 |
| Instrument | 202400001147 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | 19230 STATE ROUTE 136, WINCHESTER, OH 45697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWN OH |
| Property Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002035 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 522/17 |
| Instrument | 202300002035 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Jul 19, 2022 |
| Property Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Number | 0000004172 |
| Book / Page | 517 / 3235 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 202200004172 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | TECHNETITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROWN OH |
| Recording Date | Jul 19, 2022 |
| Property Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
| Document Number | 0000004172 |
| Book / Page | 517 / 3236 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 202200004172 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | TECHNETITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4246 WHITE OAK VALLEY RD, GEORGETOWN, OH 45121-8206 |
The 2025 property tax bill for 4246 White Oak Valley Rd was $2,291.
Source: Brown County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Brown County |
| County Subdivision | Scott Township |
| Unified School District | Georgetown Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,291.00 | $164,200 (-) Land $125,070 Building $39,130 | |
| 2024 | $2,291.00 (+40.55%) Additional exemption filed | $164,200 (+34.6%) Land $125,070 Building $39,130 | $469,140 Land $357,340 Building $111,800 |
| 2023 | $1,630.00 (-4.34%) Additional exemption filed | $121,990 (-0.87%) Land $92,340 Building $29,650 | |
| 2022 | $1,704.00 Additional exemption filed | $123,060 Land $93,410 Building $29,650 | |
| 2021 | $348,530 Land $263,830 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4246 White Oak Valley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1996–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4246 White Oak Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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